30-Year Refinance Rate Rises by 11 Basis Points

30-Year Refinance Rate Rises by 11 Basis Points

The mortgage market is showing some movement today, Saturday, January 31, 2026. If you’re thinking about refinancing your home, you’ll want to know that the popular 30-year fixed refinance rate has climbed... Read more »
30-Year Refinance Rate Rises by 11 Basis Points

30-Year Refinance Rate Drops by 12 Basis Points

Looking to lower your monthly mortgage payment? Today, January 30, 2026, brings a welcome bit of relief for homeowners considering a refinance. The national average rate for a 30-year fixed mortgage refinance... Read more »

Mortgage Calculator: Here’s How Much You Need To Buy a $399,950 Home at a 6.10% Rate

Mortgage rates this week for a 30-year fixed loan increased to 6.10%, up from 6.09% last week. The slight change comes as after Federal Reserve policymakers opted to hold interest rates steady, despite persistent pressure from... Read more »
30-Year Fixed Rate Rises Amid Fed’s Recent Decision

30-Year Fixed Rate Rises Amid Fed’s Recent Decision

As of today, January 29, 2026, the general trend for mortgage rates shows a slight uptick following the Federal Reserve’s recent decision to pause its rate-cutting spree. Specifically, according to Zillow’s data,... Read more »
Rate’s Victoria DeLuce on the path to affordable housing

Rate’s Victoria DeLuce on the path to affordable housing

All eyes are finally on housing affordability. As Victoria DeLuce, senior vice president of home equity lending at Rate and a speaker at HousingWire’s Housing Economic Summit, states in a recent interview,... Read more »
Will the Fed Surprise Markets With a Rate Cut Today?

Will the Fed Surprise Markets With a Rate Cut Today?

Let’s cut straight to the chase: barring a truly seismic and unexpected economic shockwave, the Federal Reserve is almost certainly not going to surprise markets with a rate cut today, January 28,... Read more »
30-Year Refinance Rate Rises by 11 Basis Points

30-Year Fixed Refinance Rate Drops by 3 Basis Points

Good news for anyone thinking about their mortgage! Today, January 27, 2026, we’re seeing a slight dip in a key mortgage rate. The average 30-year fixed refinance rate has dropped by 3... Read more »
30-Year Fixed Rate Rises Amid Fed’s Recent Decision

30-Year Fixed Rate Drops Below 6% Level

As of January 27, 2026, it looks like things are still a bit of a mixed bag when it comes to home loan interest rates. Zillow Home Loans is showing that while... Read more »
30-Year Fixed Mortgage Rate Drops Steeply by 87 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 87 Basis Points

For anyone dreaming of homeownership or looking to refinance, the news is incredibly positive: 30-year fixed mortgage rates have plummeted by a significant 87 basis points over the past year, hitting some... Read more »
30-Year Fixed Rate Rises Amid Fed’s Recent Decision

30-Year Fixed Rate Jumps by 11 Basis Points

As of January 21, 2026, the cost of borrowing for a home has nudged upwards. The 30-year fixed mortgage rate is now averaging 5.99% (with an Annual Percentage Rate, or APR, of... Read more »