15‑Year Fixed Rate and ARMs See Sharp Jumps

15‑Year Fixed Rate and ARMs See Sharp Jumps

If you’re thinking about buying a home or refinancing, it’s good to know what’s happening with mortgage rates today, July 9th. As of this morning, mortgage rates are seeing a bit of... Read more »
Retail, Multifamily CMBS Delinquencies Rise in June as Overall Rate Moves Lower

Retail, Multifamily CMBS Delinquencies Rise in June as Overall Rate Moves Lower

The Trepp CMBS Delinquency Rate decreased by 20 basis points to 7.35% in June 2026, led by a large lodging cure. However, three of the five major property types saw increases in their delinquency... Read more »
30‑Year Refinance Rate Rises by 2 Basis Points

30‑Year Refinance Rate Rises by 2 Basis Points

The 30-year fixed refinance rate has nudged up to 6.75% as of July 1, 2026, a small increase of 2 basis points from yesterday. This means that if you’re thinking about refinancing... Read more »
30‑Year Refinance Rate Rises by 2 Basis Points

30‑Year Refinance Rate Drops by 6 Basis Points

If you’re a homeowner thinking about refinancing, today, June 29, 2026, might be a good day to look closer! The average 30-year fixed refinance rate has dipped by 6 basis points, settling... Read more »
30-Year Fixed Mortgage Rate Drops Sharply by 28 Basis Points Year Over Year

30-Year Fixed Mortgage Rate Drops Sharply by 28 Basis Points Year Over Year

The average 30-year fixed mortgage rate has dipped by 28 basis points compared to this time last year, now sitting at 6.49%. While this might sound like a small shift, it could... Read more »
What It Takes To Buy a 0K Home at a 6.47% Rate

What It Takes To Buy a $430K Home at a 6.47% Rate

Mortgage rates saw a welcome pullback this week, with the average rate on 30-year fixed home loans falling to 6.47% for the week ending June 18, according to Freddie Mac. This 5... Read more »
How to Get a 4% Mortgage Rate in 2026?

How to Get a 4% Mortgage Rate in 2026?

Mortgage rates remain one of the biggest factors shaping home affordability in 2026. With mortgage rates in the mid-6% range in 2026, many buyers are wondering whether securing a 4% mortgage rate... Read more »
30‑Year Refinance Rate Rises by 2 Basis Points

30‑Year Refinance Rate Rises by 12 Basis Points

As of today, June 12, 2026, if you’re looking to refinance your home, you’ll find that the national average for a 30-year fixed refinance rate has nudged up to 6.80%, marking a... Read more »
30‑Year Refinance Rate Rises by 2 Basis Points

30‑Year Refinance Rate Drops by 10 Basis Points

Good news for homeowners looking to save some money: the 30-year fixed refinance rate has seen a welcome dip today, June 12, 2026, dropping by a significant 10 basis points from last... Read more »
30-Year Fixed Mortgage Rate Drops by 32 Basis Points Year-Over-Year

30-Year Fixed Mortgage Rate Drops by 32 Basis Points Year-Over-Year

According to the Freddie Mac Primary Mortgage Market Survey for the week ending June 11, 2026, the 30-year fixed-rate mortgage averaged 6.52%, marking a 32-basis-point drop year-over-year from the 6.84% average recorded... Read more »