30-Year Fixed Rate Rises Amid Fed’s Recent Decision

30-Year Fixed Rate Rises Amid Fed’s Recent Decision

As of today, January 29, 2026, the general trend for mortgage rates shows a slight uptick following the Federal Reserve’s recent decision to pause its rate-cutting spree. Specifically, according to Zillow’s data,... Read more »
Rate’s Victoria DeLuce on the path to affordable housing

Rate’s Victoria DeLuce on the path to affordable housing

All eyes are finally on housing affordability. As Victoria DeLuce, senior vice president of home equity lending at Rate and a speaker at HousingWire’s Housing Economic Summit, states in a recent interview,... Read more »
Will the Fed Surprise Markets With a Rate Cut Today?

Will the Fed Surprise Markets With a Rate Cut Today?

Let’s cut straight to the chase: barring a truly seismic and unexpected economic shockwave, the Federal Reserve is almost certainly not going to surprise markets with a rate cut today, January 28,... Read more »
30-Year Fixed Refinance Rate Drops by 3 Basis Points

30-Year Fixed Refinance Rate Drops by 3 Basis Points

Good news for anyone thinking about their mortgage! Today, January 27, 2026, we’re seeing a slight dip in a key mortgage rate. The average 30-year fixed refinance rate has dropped by 3... Read more »
30-Year Fixed Rate Rises Amid Fed’s Recent Decision

30-Year Fixed Rate Drops Below 6% Level

As of January 27, 2026, it looks like things are still a bit of a mixed bag when it comes to home loan interest rates. Zillow Home Loans is showing that while... Read more »
30-Year Fixed Mortgage Rate Drops Steeply by 87 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 87 Basis Points

For anyone dreaming of homeownership or looking to refinance, the news is incredibly positive: 30-year fixed mortgage rates have plummeted by a significant 87 basis points over the past year, hitting some... Read more »
30-Year Fixed Rate Rises Amid Fed’s Recent Decision

30-Year Fixed Rate Jumps by 11 Basis Points

As of January 21, 2026, the cost of borrowing for a home has nudged upwards. The 30-year fixed mortgage rate is now averaging 5.99% (with an Annual Percentage Rate, or APR, of... Read more »
30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

Big news for anyone thinking about buying a home or refinancing! The average 30-year fixed mortgage rate has fallen by a whopping 98 basis points over the past year, hitting its lowest... Read more »
30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

Big news for anyone thinking about buying a home or refinancing! The average 30-year fixed mortgage rate has fallen by a whopping 98 basis points over the past year, hitting its lowest... Read more »
Who Could Drive Rate Cuts in 2026?

Who Could Drive Rate Cuts in 2026?

The question on everyone’s mind heading into 2026 is sharp and simple: who will be the next Federal Reserve Chair, and how much will they cut interest rates? It’s a pivotal moment.... Read more »