J.P. Morgan Predicts No Fed Rate Cuts Before 2027 as Inflation Persists

J.P. Morgan Predicts No Fed Rate Cuts Before 2027 as Inflation Persists

J.P. Morgan Chase has thrown a curveball into the financial world, predicting that the Federal Reserve won’t be lowering interest rates anytime soon. In fact, they’re saying no rate cuts at all... Read more »
Are you selling the rate or building relationships? 

Are you selling the rate or building relationships? 

For more than 25 years, I’ve heard loan officers complain that their rates aren’t competitive. One of the first questions rate shoppers ask is, “What’s your rate today?” For far too long,... Read more »
30-Year Refinance Rate Drops by 2 Basis Points

30-Year Refinance Rate Drops by 2 Basis Points

For those keeping a close eye on their homeownership costs, the news is that on February 4, 2026, the national average 30-year fixed refinance rate has nudged down by 2 basis points,... Read more »
30-Year Fixed Rate Holds Steady Around 5.98%

30-Year Fixed Rate Holds Steady Around 5.98%

As of February 4th, if you’re thinking about buying a home or looking to refinance your current mortgage, I’ve got good news: mortgage rates are offering a reassuring sense of stability. The... Read more »
30-Year Refinance Rate Drops by 2 Basis Points

30-Year Refinance Rate Rises by 3 Basis Points

Today, on February 3, 2026, mortgage rates saw a slight uptick, with the 30-year fixed refinance rate inching up by 3 basis points. While this change is incremental, it still signals a... Read more »
30-Year Fixed Mortgage Rate Drops Steeply by 85 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 85 Basis Points

This is big news for anyone dreaming of owning a home or looking to refinance: the 30-year fixed mortgage rate has dropped a significant 85 basis points compared to this time last... Read more »
30-Year Fixed Rate Holds Steady Around 5.98%

30-Year Fixed Rate Stays Comfortably Below 6%

Here’s the good news for anyone thinking about buying a home or refinancing their current mortgage: As of January 31, 2026, the average rate for a 30-year fixed mortgage is comfortably sitting... Read more »
30-Year Refinance Rate Drops by 2 Basis Points

30-Year Refinance Rate Rises by 11 Basis Points

The mortgage market is showing some movement today, Saturday, January 31, 2026. If you’re thinking about refinancing your home, you’ll want to know that the popular 30-year fixed refinance rate has climbed... Read more »
30-Year Refinance Rate Drops by 2 Basis Points

30-Year Refinance Rate Drops by 12 Basis Points

Looking to lower your monthly mortgage payment? Today, January 30, 2026, brings a welcome bit of relief for homeowners considering a refinance. The national average rate for a 30-year fixed mortgage refinance... Read more »

Mortgage Calculator: Here’s How Much You Need To Buy a $399,950 Home at a 6.10% Rate

Mortgage rates this week for a 30-year fixed loan increased to 6.10%, up from 6.09% last week. The slight change comes as after Federal Reserve policymakers opted to hold interest rates steady, despite persistent pressure from... Read more »