30-Year Fixed Mortgage Rate Drops Steeply by 87 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 87 Basis Points

For anyone dreaming of homeownership or looking to refinance, the news is incredibly positive: 30-year fixed mortgage rates have plummeted by a significant 87 basis points over the past year, hitting some... Read more »
30-Year Fixed Rate Jumps by 11 Basis Points

30-Year Fixed Rate Jumps by 11 Basis Points

As of January 21, 2026, the cost of borrowing for a home has nudged upwards. The 30-year fixed mortgage rate is now averaging 5.99% (with an Annual Percentage Rate, or APR, of... Read more »
30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

Big news for anyone thinking about buying a home or refinancing! The average 30-year fixed mortgage rate has fallen by a whopping 98 basis points over the past year, hitting its lowest... Read more »
30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

Big news for anyone thinking about buying a home or refinancing! The average 30-year fixed mortgage rate has fallen by a whopping 98 basis points over the past year, hitting its lowest... Read more »
Who Could Drive Rate Cuts in 2026?

Who Could Drive Rate Cuts in 2026?

The question on everyone’s mind heading into 2026 is sharp and simple: who will be the next Federal Reserve Chair, and how much will they cut interest rates? It’s a pivotal moment.... Read more »
30-Year Fixed Refinance Rate Rises by 4 Basis Points

30-Year Fixed Refinance Rate Rises by 4 Basis Points

So, you’re curious about what’s happening with mortgage rates today, January 15th, 2026? Well, the 30-year fixed refinance rate has seen a slight increase, climbing by 2 basis points today to 6.55%.... Read more »
30-Year Fixed Mortgage Rate Drops Significantly by Almost 100 Basis Points

30-Year Fixed Mortgage Rate Drops Significantly by Almost 100 Basis Points

Big news for anyone thinking about buying a home or refinancing! The average 30-year fixed mortgage rate has fallen by a whopping 98 basis points over the past year, hitting its lowest... Read more »
30-Year Fixed Rate Jumps by 11 Basis Points

30-Year Fixed Rate Stays Below 6%

If you’re searching for a mortgage, you’ll find that mortgage rates are generally trending lower, a welcome sign for many potential homebuyers. As of January 14, 2026, Zillow reports a decrease in... Read more »
J.P. Morgan Predicts the Fed Will Make No Interest Rate Cuts in 2026—but Expects a ‘Hike’ Next Year

J.P. Morgan Predicts the Fed Will Make No Interest Rate Cuts in 2026—but Expects a ‘Hike’ Next Year

The top economist at J.P. Morgan believes the Federal Reserve is done cutting interest rates and will hold policy steady through 2026, with the next move likely a hike in 2027. “We... Read more »
30-Year Fixed Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops by 7 Basis Points

Here’s today’s update on mortgage refinance rates. For January 12th, the average 30-year fixed refinance rate has seen a decrease of 7 basis points, bringing it down from last week’s average of... Read more »