Reverse mortgage pro shares his insights as a customer

Reverse mortgage pro shares his insights as a customer

Tim Nelson, reverse department manager at VIP Mortgage, is a 35-year veteran of the mortgage business, and he has been solely focused on reverse mortgages for the past 15 years. Nelson recently... Read more »
Will we see a Santa Claus rally in mortgage rates?

Will we see a Santa Claus rally in mortgage rates?

Despite initial concerns that tariffs would push mortgage rates up to 8% and reduce housing demand, this week has brought some encouraging news. The 10-year yield has remained stable at a crucial... Read more »
Reverse mortgage analysts weigh in on 2025 HECM limit

Reverse mortgage analysts weigh in on 2025 HECM limit

The Federal Housing Administration (FHA) announced this week that the Home Equity Conversion Mortgage (HECM) limit for 2025 will be $1,209,750. But reverse mortgage industry analysts who regularly cover developments in the... Read more »
Mortgage applications jump 6.3% as rates level off

Mortgage applications jump 6.3% as rates level off

Mortgage applications rose 6.3% on a seasonally adjusted basis during the week ending Nov. 22, driven by a 12% increase in demand for purchase loans, according to data released Wednesday by the... Read more »
Mortgage servicing strategies are undergoing a transformation

Mortgage servicing strategies are undergoing a transformation

“The ability for smaller participants to compete in the market becomes limited because they just don’t have that same cost structure,” Adler said. “But what we’re seeing is another world where those... Read more »
Mortgage servicing strategies are undergoing a transformation

MBA changes 2025 mortgage rates forecast

Additionally, MBA’s updated forecast projects slightly lower home sales in 2025, with existing homes selling at a seasonally adjusted annual rate of 4.25 million, as opposed to the October forecast, which projected... Read more »
Mortgage servicing strategies are undergoing a transformation

Could Trump’s transition delay reverse mortgage policy decisions?

While the term sheet could still be released sometime this month prior to his exit, Valverde’s resignation goes into effect Nov. 30, leaving nearly two months before the presidential transition takes place... Read more »
How are mortgage rates affecting housing demand?

How are mortgage rates affecting housing demand?

It has been almost two months since mortgage rates spiked again, and my initial thought was this would tank housing demand. We had a positive 18-week period with purchase applications before mortgage... Read more »
Better’s Chad Smith on mortgage hiring trends, tech tools for 2025

Better’s Chad Smith on mortgage hiring trends, tech tools for 2025

In this week’s episode of the Power House podcast, HousingWire President Diego Sanchez sits down with Chad Smith, president and chief operating officer at Better. The duo discuss Smith’s decision to join... Read more »
Mortgage servicing execs expect ‘profound’ changes under Trump 

Mortgage servicing execs expect ‘profound’ changes under Trump 

Mortgage servicing executives foresee significant changes for the industry under a Donald Trump administration, particularly when it comes to interest rates, reform of the government-sponsored enterprises (GSEs) and conforming loan limits. But... Read more »