The 8% mortgage is here

The 8% mortgage is here

Rates on the 30-year fixed-rate mortgage eclipsed 8% this week as the Treasury yield surpassed 4.9% for the first time since 2007, according to one index. Per Mortgage News Daily, mortgage rates... Read more »
Mortgage applications sink to 1995 levels as rates soar

Mortgage applications sink to 1995 levels as rates soar

As the 30-year fixed mortgage rate increased for the sixth consecutive week to 7.70%, mortgage applications slumped, hitting their lowest level since 1995. Last Monday, in an attempt to calm the markets,... Read more »
Gordon: FHA is examining mortgage loan assumption rules, hoping for a new partial claim option

Gordon: FHA is examining mortgage loan assumption rules, hoping for a new partial claim option

The Federal Housing Administration (FHA) is working to offer a new partial claim option before the end of 2023, according to the federal housing commissioner at the U.S. Department of Housing and Urban Development (HUD), Julia... Read more »
BofA’s mortgage production declines 6% in Q3

BofA’s mortgage production declines 6% in Q3

Top-20 U.S. mortgage lender Bank of America (BofA) reported declining mortgage and home equity production in the third quarter of 2023, compared to the previous quarter. And more declines are yet to come if... Read more »
Rohit Chopra on new mortgage servicing rules, Basel III and the CFPB’s funding

Rohit Chopra on new mortgage servicing rules, Basel III and the CFPB’s funding

Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra expects that servicing rulemaking will be issued in the coming months modeled on the lessons learned through the COVID-19 pandemic. “I do anticipate that... Read more »