Mortgage demand drops for the first time in 5 weeks, after interest rates rise

Mortgage demand drops for the first time in 5 weeks, after interest rates rise

Jeff Greenberg | Universal Images Group | Getty Images Mortgage rates moved markedly higher last week, causing overall mortgage demand to drop. Total application volume fell 0.7% compared with the previous week,... Read more »
Reverse mortgage book inside MMI Fund continues to evolve

Reverse mortgage book inside MMI Fund continues to evolve

The report on the Home Equity Conversion Mortgage (HECM) book of business inside the Mutual Mortgage Insurance (MMI) Fund served as another positive development for the program. The estimated economic net worth... Read more »
The mortgage rate resting state: Understanding the new normal

The mortgage rate resting state: Understanding the new normal

I’m bald. December is “toboggan time” for me. I lose them often. I rely on them like an appendage. After a few maddening minutes of searching as I’m walking out the door,... Read more »
Housing demand resilient even with higher mortgage rates

Housing demand resilient even with higher mortgage rates

The holiday season is here, and despite higher mortgage rates last week, housing demand is displaying some festive resilience. Typically, we expect a decrease in activity with elevated rates, but a seasonal... Read more »
Guild Mortgage CEO talks acquisitions, AI and company growth

Guild Mortgage CEO talks acquisitions, AI and company growth

In this week’s episode of the Power House podcast, HousingWire President Diego Sanchez sits down with Terry Schmidt, CEO of San Diego-based Guild Mortgage, to discuss the company’s recent acquisitions, reverse mortgages... Read more »
Mortgage delinquencies kept climbing in September

Mortgage delinquencies kept climbing in September

September signified a steady decline in mortgage performance since the end of third-quarter 2023. About 3% of all mortgages were in some form of delinquency in September 2024 — up 20 basis... Read more »
Mortgage demand is up 5.4% as interest rates ramp down

Mortgage demand is up 5.4% as interest rates ramp down

Mortgage applications increased 5.4% on a seasonally adjusted basis during the week ending Dec. 6, stemming from a 27% jump in refinance activity, according to a report released Wednesday by the Mortgage... Read more »
Sierra Pacific Mortgage hires Suzy Lindblom as COO

Sierra Pacific Mortgage hires Suzy Lindblom as COO

Sierra Pacific Mortgage has hired Suzy Lindblom as its new Chief Operating Officer, the company announced in a LinkedIn post. Lindblom confirmed the move in her own post, adding that she has... Read more »
Potential TikTok ban looms, forcing mortgage LOs to pivot

Potential TikTok ban looms, forcing mortgage LOs to pivot

If the appeals court doesn’t pause the law, the company plans to seek an emergency ruling from the Supreme Court, according to reporting at Forbes.   In a statement issued on Friday, TikTok... Read more »
Mortgage rates fall on jobs week data

Mortgage rates fall on jobs week data

Mortgage rates fell this week and they are now far from the levels widely discussed after the election. With the final jobs report for 2024, mortgage rates made a nice move lower... Read more »