Will Mortgage Refinancing Boom in 2026 as Rates Settle Into a New Range?

Will Mortgage Refinancing Boom in 2026 as Rates Settle Into a New Range?

As I look ahead to 2026, a question on many homeowners’ minds is whether we’ll see a significant surge, or a “boom,” in mortgage refinancing. Based on what I’m seeing and hearing... Read more »
30-Year Fixed Refinance Rate Remains Stable

30-Year Fixed Refinance Rate Remains Stable

If you’re thinking about refinancing your mortgage, it’s natural to wonder what the numbers look like right now. Well, the good news for homeowners is that as of Monday, December 29, 2025,... Read more »
More mortgage options for self-employed buyers and homeowners as rates ease

More mortgage options for self-employed buyers and homeowners as rates ease

If you’re self-employed, paid on commission, or run a business, you already know the frustration: you can have strong cash flow, great credit, and real assets—yet a traditional mortgage can still feel... Read more »
30-Year Fixed Refinance Rate Remains Stable

30-Year Refinance Rate Drops by 15 Basis Points

Today, December 27th, 2025, the national average for a 30-year fixed refinance rate has seen a welcome dip, moving down by 15 basis points compared to last week. This brings the benchmark rate down... Read more »
30-Year Fixed Rate Mortgage Drops Sharply by 67 Basis Points

30-Year Fixed Rate Mortgage Drops Sharply by 67 Basis Points

This is the news many of us have been waiting for: the average 30-year fixed-rate mortgage has dropped by a significant 67 basis points, bringing it down to 6.18%. This welcome dip... Read more »
30-Year Fixed Edges Past 6%, Refi Rates Hold Steady

30-Year Fixed Edges Past 6%, Refi Rates Hold Steady

As 2025 draws to a close, if you’re looking to buy a home or refinance your current mortgage, you’ll find today’s mortgage rates hover just a hair above 6%. This steady interest... Read more »
Mortgage Demand Drops as Buyers Pull Back Despite Lower Rates

Mortgage Demand Drops as Buyers Pull Back Despite Lower Rates

It might sound a bit backward, but even with mortgage rates ticking down, fewer people are applying for home loans. This is the surprising trend we’re seeing right now, according to the... Read more »
30-Year Fixed Edges Past 6%, Refi Rates Hold Steady

With Rates Steady, Borrowers Gain Leverage

As the year draws to a close, today’s mortgage rates on December 24, 2025, by Zillow show a delightful stillness, offering a much-needed breather for anyone looking to buy a home or... Read more »

November sees sharp rise in U.S. mortgage delinquencies

ICE said that the increase largely reflects calendar effects rather than a broad deterioration in borrower performance. Similar calendar-driven increases occurred in 2014, 2008 and 2003, each of which produced larger November... Read more »
Will Mortgage Rates Drop During the Christmas Holidays?

Will Mortgage Rates Drop During the Christmas Holidays?

It’s a question that often pops up as the scent of gingerbread fills the air and carols play on repeat: do mortgage rates actually dip around Christmas? The answer, and I’ll give... Read more »