Mortgage Calculator: Here’s How Much You Need To Buy a $415,000 Home at a 6.15% Rate

Mortgage rates this week for a 30-year fixed loan decreased to 6.15%, down from 6.18% last week. This marks the lowest mortgage rate for 2025. For perspective, rates averaged 6.91% during the... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

Today, January 2, 2026, mortgage rates hover around their lowest point of the past year, presenting a significant opportunity for both prospective homeowners and those looking to refinance. It feels like just... Read more »
Why the 6.15% Mortgage Rate is a Green Light for 2026 Homebuyers

Why the 6.15% Mortgage Rate is a Green Light for 2026 Homebuyers

If you’ve been dreaming of owning a home and watching mortgage rates anxiously, I’ve got some fantastic news. A mortgage rate hovering around 6.15% is precisely the kind of signal many of... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

Rates Drop to Give a Positive Outlook for New Year

As we step into January 1st, the question on many minds is: what are today’s mortgage rates doing? It’s fantastic news for potential homebuyers and those looking to refinance. The average 30-year... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Drops by 26 Basis Points

This is excellent news for anyone thinking about buying a home or looking to lower their monthly housing costs: on this final day of 2025, Tuesday, December 31st, mortgage rates have seen... Read more »
Rates Predicted to Stay Near 6%

Rates Predicted to Stay Near 6%

If you’ve been holding out for those sweet, pandemic-era mortgage rates in the 2% or 3% range, I’m going to have to be the bearer of slightly less cheerful news. Based on... Read more »

Renovate To Drop PMI Mortgage Hack Has a Catch: Your Lender Doesn’t Have To Buy Your New Valuation

A mortgage hack has been making the rounds with real estate influencers: Don’t put 20% down on your home loan. Given that it takes seven years for the typical buyer to save... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Rises by 3 Basis Points

If you’ve been watching mortgage rates, you know every little tick and tock matters, especially when it comes to refinancing your home loan. Today, December 30, 2025, we’re seeing a slight nudge... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

30-Year Fixed Rate Drops Below 6% Again

As December 30, 2025, draws to a close, I’ve got some genuinely exciting news for anyone thinking about buying a home or looking to save money on their existing mortgage: mortgage rates... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

30-Year Fixed at 6.01%, 15-Year Even More Attractive at 5.47%

For anyone wondering about today’s mortgage rates on December 29, 2025, the answer is they’re holding remarkably steady, a comfortable hum where we’ve been for almost two months. This consistent lull in... Read more »