The foundation of every successful mortgage relationship

The foundation of every successful mortgage relationship

Trust is built through relationships. It is not automatic, it is not assumed, and it is never guaranteed — it is earned. Working for a well-respected company with a long history of... Read more »
Steady 6% Rates Offer Room for Smarter Savings

Steady 6% Rates Offer Room for Smarter Savings

The news you’ve been waiting for this January 5th: mortgage rates are holding steady, hovering just above the 6% mark. While the national averages presented by Zillow are clear, my experience tells... Read more »
New homeowner data challenges mortgage rate lockdown theory

New homeowner data challenges mortgage rate lockdown theory

What the data shows Since the end of 2022, I’ve pointed out that people have continued to sell homes with low mortgage rates to buy others with higher rates. This is normal... Read more »
Smart Ways to Secure a Lower Mortgage Rate in 2026

Smart Ways to Secure a Lower Mortgage Rate in 2026

Getting the best deal on your mortgage rate isn’t just about good luck; it’s about smart planning and proactive steps you start taking today. To get a lower mortgage rate in 2026,... Read more »
Steady 6% Rates Offer Room for Smarter Savings

Rates Remain Surprisingly Stable as 2026 Begins

On January 4, 2026, the news is that things are remarkably calm. According to Zillow, the national average for a 30-year fixed mortgage rate is holding steady at 6.01%, and the 15-year... Read more »
Mortgage Rate Predictions for the First Quarter of 2026

Mortgage Rate Predictions for the First Quarter of 2026

If you’re waiting on the sidelines, hoping for a return to the “free money” mortgage rates of the early 2020s, I have to be blunt: that ship has sailed. However, the anxiety... Read more »
Mortgage Rate Predictions for the Next 5 Years: What’s Ahead 2026–2030

Mortgage Rate Predictions for the Next 5 Years: What’s Ahead 2026–2030

For homebuyers, homeowners considering a refinance, and anyone trying to plan ahead, where mortgage rates are headed over the next several years matters more than ever. With borrowing costs reshaping affordability, understanding... Read more »
Steady 6% Rates Offer Room for Smarter Savings

Time to Secure Financing Before Rate Volatility Returns

Today’s average 30-year fixed mortgage rate, as of January 3rd, is 6.01%, virtually unchanged from last week, according to the latest data compiled by Zillow. This pause at the start of the... Read more »
Mortgage Rates Today Show Cautious Optimism as the New Year Begins

Mortgage Rates Today Show Cautious Optimism as the New Year Begins

The calendar turning to a new year often brings a fresh sense of possibility, and in the mortgage market of 2026, this feeling is palpable, albeit tinged with a dose of realism.... Read more »
NRMLA backs New Jersey bill clarifying reverse mortgage rules

NRMLA backs New Jersey bill clarifying reverse mortgage rules

The letter was signed by NRMLA President Steve Irwin. “We commend the sponsors for introducing this bill as it provides necessary clarity and common-sense regulatory relief that directly supports the core function... Read more »