Mortgage rates dip, sparking potential refinance surge

Mortgage rates dip, sparking potential refinance surge

The estimate is based on rate changes since 2000 and should be interpreted as “directional rather than structural,” the analysts wrote in a report released Friday. Refis, which accounted for roughly 28%... Read more »
Low 6% Range Persists, Experts Predict Continued Stability

Low 6% Range Persists, Experts Predict Continued Stability

As we kick off the first full week of 2026, the news for homebuyers and homeowners looking to refinance is overwhelmingly one of stability. Today, January 9, 2026, the national average for... Read more »
Why the fix-and-flip sector is poised for a breakout in 2026

Why the fix-and-flip sector is poised for a breakout in 2026

Despite several years of volatility in the housing market, the fix-and-flip sector — where investors rehabilitate, reposition, and upgrade residential properties — has shown resilience and is poised for meaningful growth in... Read more »
Stable Mortgage Rates Begin to Rekindle Purchase Demand in 2026

Stable Mortgage Rates Begin to Rekindle Purchase Demand in 2026

It’s a breath of fresh air for many aspiring homeowners: stable mortgage rates are starting to bring buyers back into the housing market in 2026, signaling a positive shift after a period... Read more »
Low 6% Range Persists, Experts Predict Continued Stability

30-Year Fixed Rate Goes Down Below 6%

If you’re thinking about buying a home or refinancing your current mortgage, pay attention: as of January 8, 2026, the national average for a 30-year fixed mortgage rate is hovering right around... Read more »
Kind Lending and CANDID partner to redefine the mortgage enterprise

Kind Lending and CANDID partner to redefine the mortgage enterprise

In an industry often tethered to the patchwork systems of the past, true institutional growth requires more than a software update. It requires a foundational shift. Today, Kind Lending, the national mortgage... Read more »
Experts Predict Little Chance of Mortgage Rates Dropping Below 6% in 2026

Experts Predict Little Chance of Mortgage Rates Dropping Below 6% in 2026

If so, you’re probably wondering what’s going to happen with mortgage rates. It’s the million-dollar question, right? Well, I’ve been looking closely at the latest forecasts, especially the 30‑year mortgage rate predictions... Read more »
Is a 50-Year Mortgage Term a Risky Bet for Homebuyers?

Is a 50-Year Mortgage Term a Risky Bet for Homebuyers?

Thinking about a 50-year mortgage? While the idea of lower monthly payments might sound like a dream come true, especially in today’s housing market, I’ve got to tell you, it’s a path... Read more »
How a 1% Drop in Mortgage Rates Could Unlock 5.5 Million Buyers

How a 1% Drop in Mortgage Rates Could Unlock 5.5 Million Buyers

Imagine finally finding that perfect house, picturing your life there, only to realize the monthly payments are just out of reach. It’s a story many potential homebuyers know all too well these... Read more »
When Will 50-Year Mortgages Be Available for Homebuyers?

When Will 50-Year Mortgages Be Available for Homebuyers?

As of early 2026, there’s no firm date for when you’ll see 50-year mortgages widely available for homebuyers in the U.S. The idea has certainly sparked a lot of buzz, with discussions... Read more »