If you’re looking to buy a home or refinance an existing mortgage, you’re probably wondering about the numbers. Well, as of Monday, February 23, 2026, I’m seeing a slight nudge upward in... Read more »
Four years after mortgage rates surged from their COVID-19 pandemic-era lows, the national housing market remains stuck. However, an “unlocking” is on the horizon for a select group of metros across the... Read more »
Imagine snagging a home with a mortgage rate that feels like a dream compared to today’s market—a cool 3%! Well, good news: if you’re looking to buy in 2026, this isn’t just... Read more »
Today, mortgage rates have seen a small bump over the weekend but are holding steady below the crucial 6% mark, suggesting that borrowing costs remain quite favorable. According to data from Zillow,... Read more »
If you’ve been watching the housing market, you’ll be happy to know that as of February 20, 2026, mortgage rates have hit their lowest point in over three years, with the popular... Read more »
Mortgage rates just delivered welcome relief. The 30-year fixed has dropped 84 basis points compared to this time last year, bringing the average down to 6.01% as of February 19, 2026. That... Read more »
When you see headlines about mortgage rates hitting a multi-year low, it’s a moment worth paying attention to, especially for homeowners. According to Freddie Mac, the average 30-year fixed mortgage rate has... Read more »
Big news for anyone dreaming of homeownership or looking to save on their existing mortgage: the 30-year fixed mortgage rate has seen a significant drop, plummeting by 84 basis points compared to... Read more »
Banks currently apply a 250% risk weight to MSRs, while mortgages held on balance sheets generally receive a standard 50% risk weight. While regulators intended these requirements to limit excessive bank concentration... Read more »
It’s a really fantastic day for anyone thinking about buying a home or looking to lower their monthly payments – today, February 18, 2026, we’re seeing some of the most attractive mortgage... Read more »