Mortgage Interest Rates Today: Rates Fall to 6.18%, Reflecting an Up-and-Down Bond Market

Mortgage rates edged lower on Wednesday compared to the previous week, following bond market swings triggered by mixed economic indicators: a weak November jobs report and a soft but potentially overly optimistic... Read more »
From 7% Highs to 6.2% Lows

From 7% Highs to 6.2% Lows

2025 has been a transitional year for mortgage rates. We observed a welcome, albeit cautious, descent in mortgage rates, which started above 7% and gradually settled near 6.2% as the year is... Read more »

Mortgage applications fall 5% despite rate decline

On an unadjusted basis, the index decreased 6% compared with the previous week. The refinance index decreased 6% from the previous week and was 110% higher than the same week one year... Read more »
Is the 30-Year Fixed Mortgage Rate Set to Break into the 5% Range?

Is the 30-Year Fixed Mortgage Rate Set to Break into the 5% Range?

While the idea of breaking into the 5% range for a 30-year fixed mortgage rate is incredibly appealing, my read of the situation suggests it’s unlikely to happen in a significant way... Read more »
Mortgage rates dip, experts see steady 2026 ahead

Mortgage rates dip, experts see steady 2026 ahead

The decline in rates in 2025 reflects a combination of Federal Reserve rate cuts, lower 10-year Treasury yields and a narrowing spread between those yields and the 30-year conventional mortgage rate —... Read more »
Ultra-Low Rates End, 6% Becomes Normal

Ultra-Low Rates End, 6% Becomes Normal

The dream of snagging a mortgage rate below 4% is officially a relic of the past. As we move further into 2025, economists and housing market wizards are calling it: the era... Read more »
The Loan Store doubles wholesale mortgage volume in 2025

The Loan Store doubles wholesale mortgage volume in 2025

Its growth has been driven by well-known industry veterans. TLS’s strategy is rooted in the prior experience of its leadership team — including CEO Phil Shoemaker, president Jason Lee and chief revenue... Read more »
30-Year Refinance Rate Rises by 9 Basis Points

30-Year Refinance Rate Rises by 9 Basis Points

The mortgage refinance market is showing a slight uptick today, December 22, 2025, with the popular 30-year fixed refinance rate climbing by 9 basis points to 6.74%, up from last week’s average... Read more »
Ultra-Low Rates End, 6% Becomes Normal

Era of Ultra-Low Mortgage Rates is Over as 5-6% is the New Normal

The dream of snagging a mortgage rate below 4% is officially a relic of the past. As we move further into 2025, economists and housing market wizards are calling it: the era... Read more »
Mortgage Rates Forecast 2026 by Three Leading Real Estate Firms

Mortgage Rates Forecast 2026 by Three Leading Real Estate Firms

If so, you’re probably wondering what’s going to happen with mortgage rates. It’s the million-dollar question, right? Well, I’ve been looking closely at the latest forecasts, especially the 30‑year mortgage rate predictions... Read more »