Why 2026 might finally be the year homeowners let go of their 2–3 percent rates

Why 2026 might finally be the year homeowners let go of their 2–3 percent rates

For the last few years, many homeowners have felt like they were holding a winning hand, a two to three percent mortgage rate that seemed too good to ever give up. And... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate Drops by 6 Basis Points

It’s a bit of good news for those looking to adjust their home loans: as of January 6, 2026, the national average 30-year fixed refinance rate has ticked down by 6 basis... Read more »
How a 1% Drop in Mortgage Rates Could Unlock 5.5 Million Buyers

How a 1% Drop in Mortgage Rates Could Unlock 5.5 Million Buyers

Imagine finally finding that perfect house, picturing your life there, only to realize the monthly payments are just out of reach. It’s a story many potential homebuyers know all too well these... Read more »
When Will 50-Year Mortgages Be Available for Homebuyers?

When Will 50-Year Mortgages Be Available for Homebuyers?

As of early 2026, there’s no firm date for when you’ll see 50-year mortgages widely available for homebuyers in the U.S. The idea has certainly sparked a lot of buzz, with discussions... Read more »
Steady 6% Rates Offer Room for Smarter Savings

Steady 6% Rates Offer Room for Smarter Savings

The news you’ve been waiting for this January 5th: mortgage rates are holding steady, hovering just above the 6% mark. While the national averages presented by Zillow are clear, my experience tells... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate Inches Up, Market Holds Steady

If you’re thinking about refinancing your mortgage, you’ll want to know that on Sunday, January 4, 2026, the 30-year fixed refinance rate held steady at 6.66%, according to Zillow. While this might... Read more »
Smart Ways to Secure a Lower Mortgage Rate in 2026

Smart Ways to Secure a Lower Mortgage Rate in 2026

Getting the best deal on your mortgage rate isn’t just about good luck; it’s about smart planning and proactive steps you start taking today. To get a lower mortgage rate in 2026,... Read more »
Steady 6% Rates Offer Room for Smarter Savings

Rates Remain Surprisingly Stable as 2026 Begins

On January 4, 2026, the news is that things are remarkably calm. According to Zillow, the national average for a 30-year fixed mortgage rate is holding steady at 6.01%, and the 15-year... Read more »
Mortgage Rate Predictions for the First Quarter of 2026

Mortgage Rate Predictions for the First Quarter of 2026

If you’re waiting on the sidelines, hoping for a return to the “free money” mortgage rates of the early 2020s, I have to be blunt: that ship has sailed. However, the anxiety... Read more »
Mortgage Rate Predictions for the Next 5 Years: What’s Ahead 2026–2030

Mortgage Rate Predictions for the Next 5 Years: What’s Ahead 2026–2030

For homebuyers, homeowners considering a refinance, and anyone trying to plan ahead, where mortgage rates are headed over the next several years matters more than ever. With borrowing costs reshaping affordability, understanding... Read more »