It’s a question that often pops up as the scent of gingerbread fills the air and carols play on repeat: do mortgage rates actually dip around Christmas? The answer, and I’ll give... Read more »
2025 has been a transitional year for mortgage rates. We observed a welcome, albeit cautious, descent in mortgage rates, which started above 7% and gradually settled near 6.2% as the year is... Read more »
While the idea of breaking into the 5% range for a 30-year fixed mortgage rate is incredibly appealing, my read of the situation suggests it’s unlikely to happen in a significant way... Read more »
The dream of snagging a mortgage rate below 4% is officially a relic of the past. As we move further into 2025, economists and housing market wizards are calling it: the era... Read more »
The mortgage refinance market is showing a slight uptick today, December 22, 2025, with the popular 30-year fixed refinance rate climbing by 9 basis points to 6.74%, up from last week’s average... Read more »
The dream of snagging a mortgage rate below 4% is officially a relic of the past. As we move further into 2025, economists and housing market wizards are calling it: the era... Read more »
If so, you’re probably wondering what’s going to happen with mortgage rates. It’s the million-dollar question, right? Well, I’ve been looking closely at the latest forecasts, especially the 30‑year mortgage rate predictions... Read more »
As of December 20th, 2025, today’s mortgage rates are holding steady, with the average 30-year fixed mortgage rate at 6.03% and the 15-year fixed rate at 5.42%, according to Zillow. While these... Read more »
Today’s mortgage rates are showing a welcome bit of stability. The national average for a 30-year fixed-rate mortgage is currently sitting around 6.21%, a figure that’s thankfully lower than it was a year... Read more »
If you’re hoping to buy a home or refinance soon, you might be asking yourself: “Why are mortgage rates projected to remain above 6% in 2026?” The short answer is that a... Read more »