30-Year Refinance Rate Rises by 3 Basis Points

30-Year Refinance Rate Rises by 3 Basis Points

If you’ve been watching mortgage rates, you know every little tick and tock matters, especially when it comes to refinancing your home loan. Today, December 30, 2025, we’re seeing a slight nudge... Read more »
30-Year Fixed Rate Drops Below 6% Again

30-Year Fixed Rate Drops Below 6% Again

As December 30, 2025, draws to a close, I’ve got some genuinely exciting news for anyone thinking about buying a home or looking to save money on their existing mortgage: mortgage rates... Read more »
30-Year Fixed Rate Drops Below 6% Again

30-Year Fixed at 6.01%, 15-Year Even More Attractive at 5.47%

For anyone wondering about today’s mortgage rates on December 29, 2025, the answer is they’re holding remarkably steady, a comfortable hum where we’ve been for almost two months. This consistent lull in... Read more »
Will Mortgage Refinancing Boom in 2026 as Rates Settle Into a New Range?

Will Mortgage Refinancing Boom in 2026 as Rates Settle Into a New Range?

As I look ahead to 2026, a question on many homeowners’ minds is whether we’ll see a significant surge, or a “boom,” in mortgage refinancing. Based on what I’m seeing and hearing... Read more »
30-Year Refinance Rate Rises by 3 Basis Points

30-Year Fixed Refinance Rate Remains Stable

If you’re thinking about refinancing your mortgage, it’s natural to wonder what the numbers look like right now. Well, the good news for homeowners is that as of Monday, December 29, 2025,... Read more »
30-Year Refinance Rate Rises by 3 Basis Points

30-Year Refinance Rate Drops by 15 Basis Points

Today, December 27th, 2025, the national average for a 30-year fixed refinance rate has seen a welcome dip, moving down by 15 basis points compared to last week. This brings the benchmark rate down... Read more »
30-Year Fixed Rate Mortgage Drops Sharply by 67 Basis Points

30-Year Fixed Rate Mortgage Drops Sharply by 67 Basis Points

This is the news many of us have been waiting for: the average 30-year fixed-rate mortgage has dropped by a significant 67 basis points, bringing it down to 6.18%. This welcome dip... Read more »
30-Year Fixed Rate Drops Below 6% Again

30-Year Fixed Edges Past 6%, Refi Rates Hold Steady

As 2025 draws to a close, if you’re looking to buy a home or refinance your current mortgage, you’ll find today’s mortgage rates hover just a hair above 6%. This steady interest... Read more »
Mortgage Demand Drops as Buyers Pull Back Despite Lower Rates

Mortgage Demand Drops as Buyers Pull Back Despite Lower Rates

It might sound a bit backward, but even with mortgage rates ticking down, fewer people are applying for home loans. This is the surprising trend we’re seeing right now, according to the... Read more »
30-Year Fixed Rate Drops Below 6% Again

With Rates Steady, Borrowers Gain Leverage

As the year draws to a close, today’s mortgage rates on December 24, 2025, by Zillow show a delightful stillness, offering a much-needed breather for anyone looking to buy a home or... Read more »