Time to Secure Financing Before Rate Volatility Returns

Time to Secure Financing Before Rate Volatility Returns

Today’s average 30-year fixed mortgage rate, as of January 3rd, is 6.01%, virtually unchanged from last week, according to the latest data compiled by Zillow. This pause at the start of the... Read more »
Mortgage Rates Today Show Cautious Optimism as the New Year Begins

Mortgage Rates Today Show Cautious Optimism as the New Year Begins

The calendar turning to a new year often brings a fresh sense of possibility, and in the mortgage market of 2026, this feeling is palpable, albeit tinged with a dose of realism.... Read more »
30-Year Refinance Rate is Hovering Around 6.18%

30-Year Refinance Rate is Hovering Around 6.18%

As of January 2, 2026, the average mortgage refinance rates are hovering around 6.18% for a 30-year fixed loan, presenting a compelling opportunity for many homeowners to reconsider their current mortgage. While... Read more »
Time to Secure Financing Before Rate Volatility Returns

30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

Today, January 2, 2026, mortgage rates hover around their lowest point of the past year, presenting a significant opportunity for both prospective homeowners and those looking to refinance. It feels like just... Read more »
Why the 6.15% Mortgage Rate is a Green Light for 2026 Homebuyers

Why the 6.15% Mortgage Rate is a Green Light for 2026 Homebuyers

If you’ve been dreaming of owning a home and watching mortgage rates anxiously, I’ve got some fantastic news. A mortgage rate hovering around 6.15% is precisely the kind of signal many of... Read more »
30-Year Refinance Rate is Hovering Around 6.18%

Refinance Rate Drops Offering a Modest Reprieve

As we ring in 2026, there’s a subtle shift in the mortgage market that’s worth paying attention to: the national average 30-year fixed refinance rate has dipped by 3 basis points, landing... Read more »
Time to Secure Financing Before Rate Volatility Returns

Rates Drop to Give a Positive Outlook for New Year

As we step into January 1st, the question on many minds is: what are today’s mortgage rates doing? It’s fantastic news for potential homebuyers and those looking to refinance. The average 30-year... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Drops by 26 Basis Points

This is excellent news for anyone thinking about buying a home or looking to lower their monthly housing costs: on this final day of 2025, Tuesday, December 31st, mortgage rates have seen... Read more »
Rates Predicted to Stay Near 6%

Rates Predicted to Stay Near 6%

If you’ve been holding out for those sweet, pandemic-era mortgage rates in the 2% or 3% range, I’m going to have to be the bearer of slightly less cheerful news. Based on... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Rises by 3 Basis Points

If you’ve been watching mortgage rates, you know every little tick and tock matters, especially when it comes to refinancing your home loan. Today, December 30, 2025, we’re seeing a slight nudge... Read more »