Picking the right lender can seriously make or break your rental property investment journey, and in 2026, I’ve found the top players are those offering flexible terms, fast closings, and a deep... Read more »
“We were seeking a proven leader who could drive Logan’s correspondent business forward, and we found that in Chuck Vaughn,” said Aaron Samples, the company’s chief operating officer. “Chuck’s expertise in correspondent... Read more »
With mortgage rates expected to remain flat for the foreseeable future, lenders of all sizes are looking for creative ways to attract creditworthy borrowers who may not fit into the conventional loan... Read more »
House hacking—or buying a property and renting out part of it to offset the mortgage—is a strategy that has gained traction in recent years. For first-time homebuyers, this offers several advantages, including... Read more »
Quick Read Fair Isaac added Cotality and Ascend Companies to its FICO Mortgage Direct License Program, allowing resellers to generate FICO scores without paying credit bureau fees for scoring. The program aims... Read more »
While buyback volumes remain well below their 2022 peak, they are still elevated compared to pre-pandemic levels. The added cost pours salt in the wound for credit unions, banks, and independent mortgage... Read more »
Executives at mortgage lenders anticipate a minimum 20% increase in credit reporting costs in 2025 compared to 2024. And the soaring costs will hit as lenders try to dig out from multiple... Read more »
With interest rates trending downward and refinances picking up, the industry is preparing for an upswing. This shift is welcomed good news given the tough origination market over the last two years.... Read more »
“If we took the worst levels of the spreads from 2023 and incorporated those today, mortgage rates would be 0.58% higher right now,” Mohtashami wrote. “While we are far from being average with... Read more »
While the draft measure may be abandoned altogether, Bloomberg reported that in its current form it would apply to both home purchase and refinance transactions. According to the publication, the CFPB will... Read more »