Minor FICO score improvements can ease homebuying costs

Minor FICO score improvements can ease homebuying costs

According to the study‘s methodology, the analysis “combines publicly available data with modeled scenarios to estimate the financial benefit of raising a credit score to 760, and how long that improvement might... Read more »
Mortgage lead prices to rise as trigger lead ban disrupts lenders

Mortgage lead prices to rise as trigger lead ban disrupts lenders

“We are seeing lead costs trend higher across the board,” said Praveen Chandramohan, senior vice president at Cotality Mortgage Data Solutions. “Because the ban removes a high-volume, low-cost source of data, lenders... Read more »
Inside Jay Promisco’s first week as Go Companies’ CEO

Inside Jay Promisco’s first week as Go Companies’ CEO

Editor’s note: This interview has been edited for length and clarity. Sarah Wolak: Given that it’s your first week at Go, I wanted to ask about how you ended up in the... Read more »
Best Lenders for Rental Property Investors in 2026

Best Lenders for Rental Property Investors in 2026

Picking the right lender can seriously make or break your rental property investment journey, and in 2026, I’ve found the top players are those offering flexible terms, fast closings, and a deep... Read more »
Logan Finance hires Chuck Vaughn to lead correspondent lending

Logan Finance hires Chuck Vaughn to lead correspondent lending

“We were seeking a proven leader who could drive Logan’s correspondent business forward, and we found that in Chuck Vaughn,” said Aaron Samples, the company’s chief operating officer. “Chuck’s expertise in correspondent... Read more »
4 trends that will help mortgage lenders reach new borrowers in 2026

4 trends that will help mortgage lenders reach new borrowers in 2026

With mortgage rates expected to remain flat for the foreseeable future, lenders of all sizes are looking for creative ways to attract creditworthy borrowers who may not fit into the conventional loan... Read more »

Is House Hacking Still a Smart Strategy in 2026? What Lenders Now Look For

House hacking—or buying a property and renting out part of it to offset the mortgage—is a strategy that has gained traction in recent years. For first-time homebuyers, this offers several advantages, including... Read more »
Cotality and Ascend Licensed to Generate FICO Scores for Lenders

Cotality and Ascend Licensed to Generate FICO Scores for Lenders

Quick Read Fair Isaac added Cotality and Ascend Companies to its FICO Mortgage Direct License Program, allowing resellers to generate FICO scores without paying credit bureau fees for scoring. The program aims... Read more »
Lenders must address repurchase risk before they go bust

Lenders must address repurchase risk before they go bust

While buyback volumes remain well below their 2022 peak, they are still elevated compared to pre-pandemic levels. The added cost pours salt in the wound for credit unions, banks, and independent mortgage... Read more »
Credit report costs to rise at least 20% in 2025 for mortgage lenders

Credit report costs to rise at least 20% in 2025 for mortgage lenders

Executives at mortgage lenders anticipate a minimum 20% increase in credit reporting costs in 2025 compared to 2024. And the soaring costs will hit as lenders try to dig out from multiple... Read more »