Title Data Is Helping Real Estate Agents, Lenders Prospect for Clients

Title Data Is Helping Real Estate Agents, Lenders Prospect for Clients

DataTrace, which now operates more than 1,800 U.S. title plants, says the remarkable granularity of its data can help identify renters who are getting ready to buy, empty nesters and fix-and-flip investors.... Read more »
Senator urges DOJ to investigate FICO over increasing costs to mortgage lenders

Senator urges DOJ to investigate FICO over increasing costs to mortgage lenders

U.S. Sen. Josh Hawley (R-Mo.) has sent a letter to the U.S. Department of Justice‘s Antitrust Division, urging an investigation of Fair Isaac Corp. (FICO), the company that retains the rights to... Read more »
Lenders, reach more buyers with new credit optimization platform

Lenders, reach more buyers with new credit optimization platform

In a competitive market where most borrowers are mortgage rate shopping, credit optimization can be the difference between closing a loan or losing out to an offer from a competitor. Here why CreditXpert’s... Read more »
The CFPB is going after ‘junk fees’ mortgage lenders charge at closing. This could get ugly

The CFPB is going after ‘junk fees’ mortgage lenders charge at closing. This could get ugly

While the proposed tax credit appears unlikely to get through a Republican-controlled Congress, Biden has the ability to use the CFPB to push his housing policy agenda. An ‘unwelcome surprise’ A CFPB... Read more »
What should lenders consider in 2024 for collateral risk?

What should lenders consider in 2024 for collateral risk?

Gareth Borcherds, managing director, Ascent Software Group The GSEs are taking a closer look at how they evaluate collateral risk. Appraisal modernization is vital. Gareth Borcherds, managing director Ascent Software Group outlines... Read more »
After years of cutting costs, lenders are still not out of the woods: Stratmor

After years of cutting costs, lenders are still not out of the woods: Stratmor

The past three years in the mortgage industry were cutthroat, with origination volume shrinking, and while things are looking better for 2024, lenders are still in a position where they must make... Read more »
The reverse mortgage lenders with the most consumer complaints in 2023

The reverse mortgage lenders with the most consumer complaints in 2023

There were a total of 361 consumer complaints submitted to the Consumer Financial Protection Bureau (CFPB) related to the reverse mortgage industry during the calendar year 2023, according to a consumer complaint... Read more »
What should lenders consider in 2024 for collateral risk?

The top 10 reverse mortgage lenders of 2023

After a year of challenge in the reverse mortgage industry, the major lenders in the industry look a bit different for calendar year 2023 when compared with recent years past. Reduced volume,... Read more »
Foreclosure Auctions Flop, Leaving Lenders With Properties

Foreclosure Auctions Flop, Leaving Lenders With Properties

A 640,000-square-foot office campus in Pasadena hit the auction block last month with an opening bid of $114 million — but not one bidder raised a hand. Not even for less than... Read more »
What should lenders consider in 2024 for collateral risk?

How analysts see 2024 shaping up for mortgage lenders

Kyle Joseph, a specialty finance equity research analyst at Jefferies, believes that the worst of the current mortgage cycle may be behind us, a sentiment shared by most analysts covering this industry.... Read more »