Rate Rise Slightly But Remain Near Long-Term Lows

Rate Rise Slightly But Remain Near Long-Term Lows

As of today, February 8, 2026, the popular 30-year fixed mortgage rate has seen a slight uptick, now sitting at 5.99%. While this might sound like a small change, understanding these shifts... Read more »
Housing Tracker: Southern California home values rise slightly in October

Housing Tracker: Southern California home values rise slightly in October

Southern California home prices rose in October, stopping a five-month skid that saw the average home value fall more than $14,000 since April. In October, the average home price across the six-county... Read more »

November sees sharp rise in U.S. mortgage delinquencies

ICE said that the increase largely reflects calendar effects rather than a broad deterioration in borrower performance. Similar calendar-driven increases occurred in 2014, 2008 and 2003, each of which produced larger November... Read more »
Stable Rates Spur 10% Rise in Purchase Demand

Stable Rates Spur 10% Rise in Purchase Demand

Today’s mortgage rates are showing a welcome bit of stability. The national average for a 30-year fixed-rate mortgage is currently sitting around 6.21%, a figure that’s thankfully lower than it was a year... Read more »
Pending homes sales rise for a fourth straight month

Pending homes sales rise for a fourth straight month

Despite rising mortgage rates through much of 2024, recent indications show growing boldness among homebuyers heading into the new year. A report released Monday by the National Association of Realtors (NAR) showed... Read more »
Mortgage demand drops for the first time in 5 weeks, after interest rates rise

Mortgage demand drops for the first time in 5 weeks, after interest rates rise

Jeff Greenberg | Universal Images Group | Getty Images Mortgage rates moved markedly higher last week, causing overall mortgage demand to drop. Total application volume fell 0.7% compared with the previous week,... Read more »
Credit report costs to rise at least 20% in 2025 for mortgage lenders

Credit report costs to rise at least 20% in 2025 for mortgage lenders

Executives at mortgage lenders anticipate a minimum 20% increase in credit reporting costs in 2025 compared to 2024. And the soaring costs will hit as lenders try to dig out from multiple... Read more »
Mortgage rates rise: Experts cite economic strength, inflation, Trump

Mortgage rates rise: Experts cite economic strength, inflation, Trump

In September, the Federal Reserve lowered its benchmark interest rate for the first time since 2020, giving hope to prospective home buyers that mortgage rates would follow suit. But instead of declining,... Read more »
Prices for FICO scores are predicted to rise — again — in 2025

Prices for FICO scores are predicted to rise — again — in 2025

Wall Street investors and analysts forecast that mortgage credit-score costs will rise in 2025 as lower interest rates may drive an increase in home loan applications.  Fair Isaac Corp. (FICO), the company... Read more »
Mortgage demand drops as interest rates rise, economy remains resilient

Mortgage demand drops as interest rates rise, economy remains resilient

After reaching their highest level since July 2022, mortgage applications have declined for two straight weeks, counteracting some recent positive signs for a still-sputtering housing industry. According to weekly data released Wednesday... Read more »