30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate Drops by 6 Basis Points

It’s a bit of good news for those looking to adjust their home loans: as of January 6, 2026, the national average 30-year fixed refinance rate has ticked down by 6 basis... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate Inches Up, Market Holds Steady

If you’re thinking about refinancing your mortgage, you’ll want to know that on Sunday, January 4, 2026, the 30-year fixed refinance rate held steady at 6.66%, according to Zillow. While this might... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate is Hovering Around 6.18%

As of January 2, 2026, the average mortgage refinance rates are hovering around 6.18% for a 30-year fixed loan, presenting a compelling opportunity for many homeowners to reconsider their current mortgage. While... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

Refinance Rate Drops Offering a Modest Reprieve

As we ring in 2026, there’s a subtle shift in the mortgage market that’s worth paying attention to: the national average 30-year fixed refinance rate has dipped by 3 basis points, landing... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Drops by 26 Basis Points

This is excellent news for anyone thinking about buying a home or looking to lower their monthly housing costs: on this final day of 2025, Tuesday, December 31st, mortgage rates have seen... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Rises by 3 Basis Points

If you’ve been watching mortgage rates, you know every little tick and tock matters, especially when it comes to refinancing your home loan. Today, December 30, 2025, we’re seeing a slight nudge... Read more »
Will Mortgage Refinancing Boom in 2026 as Rates Settle Into a New Range?

Will Mortgage Refinancing Boom in 2026 as Rates Settle Into a New Range?

As I look ahead to 2026, a question on many homeowners’ minds is whether we’ll see a significant surge, or a “boom,” in mortgage refinancing. Based on what I’m seeing and hearing... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Fixed Refinance Rate Remains Stable

If you’re thinking about refinancing your mortgage, it’s natural to wonder what the numbers look like right now. Well, the good news for homeowners is that as of Monday, December 29, 2025,... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Drops by 15 Basis Points

Today, December 27th, 2025, the national average for a 30-year fixed refinance rate has seen a welcome dip, moving down by 15 basis points compared to last week. This brings the benchmark rate down... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Rises by 9 Basis Points

The mortgage refinance market is showing a slight uptick today, December 22, 2025, with the popular 30-year fixed refinance rate climbing by 9 basis points to 6.74%, up from last week’s average... Read more »