Lower Mortgage Rates Spark 156% Surge in Refinance Demand

Lower Mortgage Rates Spark 156% Surge in Refinance Demand

If you’ve been thinking about refinancing your mortgage, now might be the time to jump in. Recent data from the Mortgage Bankers Association (MBA) shows a staggering 156% surge in refinance demand... Read more »
30-Year Refinance Rate Rises by 11 Basis Points

30-Year Refinance Rate Rises by 11 Basis Points

The mortgage market is showing some movement today, Saturday, January 31, 2026. If you’re thinking about refinancing your home, you’ll want to know that the popular 30-year fixed refinance rate has climbed... Read more »
30-Year Refinance Rate Rises by 11 Basis Points

30-Year Refinance Rate Drops by 12 Basis Points

Looking to lower your monthly mortgage payment? Today, January 30, 2026, brings a welcome bit of relief for homeowners considering a refinance. The national average rate for a 30-year fixed mortgage refinance... Read more »
Rates Drop, Driving More Homeowners to Refinance

Rates Drop, Driving More Homeowners to Refinance

As of January 30th, 2026, I’m seeing mortgage rates that are a very welcome sight for many potential homebuyers and homeowners. The 30-year fixed mortgage rate is sitting at an average of... Read more »
30-Year Refinance Rate Rises by 11 Basis Points

30-Year Fixed Refinance Rate Drops by 3 Basis Points

Good news for anyone thinking about their mortgage! Today, January 27, 2026, we’re seeing a slight dip in a key mortgage rate. The average 30-year fixed refinance rate has dropped by 3... Read more »
30-Year Refinance Rate Rises by 11 Basis Points

30-Year Fixed Refinance Rate Rises by 4 Basis Points

So, you’re curious about what’s happening with mortgage rates today, January 15th, 2026? Well, the 30-year fixed refinance rate has seen a slight increase, climbing by 2 basis points today to 6.55%.... Read more »
30-Year Refinance Rate Rises by 11 Basis Points

30-Year Refinance Rate Drops by 7 Basis Points

Here’s today’s update on mortgage refinance rates. For January 12th, the average 30-year fixed refinance rate has seen a decrease of 7 basis points, bringing it down from last week’s average of... Read more »
30-Year Refinance Rate Rises by 11 Basis Points

30-Year Refinance Rate Drops by 5 Basis Points

Here’s an update for anyone considering a home loan refinance! As of today, January 11th, the national average for a 30-year fixed refinance rate has dipped by 5 basis points, now sitting... Read more »
30-Year Refinance Rate Rises by 11 Basis Points

30-Year Refinance Rate Drops Sharply by 21 Basis Points

Great news for anyone looking to refinance their home loan! As of today, January 10th, the national average for a 30-year fixed refinance rate has seen a notable drop, settling at 6.41%. This... Read more »
Mortgage rates dip, sparking potential refinance surge

Mortgage rates dip, sparking potential refinance surge

The estimate is based on rate changes since 2000 and should be interpreted as “directional rather than structural,” the analysts wrote in a report released Friday. Refis, which accounted for roughly 28%... Read more »