Refinance Rate Drops Offering a Modest Reprieve

Refinance Rate Drops Offering a Modest Reprieve

As we ring in 2026, there’s a subtle shift in the mortgage market that’s worth paying attention to: the national average 30-year fixed refinance rate has dipped by 3 basis points, landing... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Drops by 26 Basis Points

This is excellent news for anyone thinking about buying a home or looking to lower their monthly housing costs: on this final day of 2025, Tuesday, December 31st, mortgage rates have seen... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Rises by 3 Basis Points

If you’ve been watching mortgage rates, you know every little tick and tock matters, especially when it comes to refinancing your home loan. Today, December 30, 2025, we’re seeing a slight nudge... Read more »
Will Mortgage Refinancing Boom in 2026 as Rates Settle Into a New Range?

Will Mortgage Refinancing Boom in 2026 as Rates Settle Into a New Range?

As I look ahead to 2026, a question on many homeowners’ minds is whether we’ll see a significant surge, or a “boom,” in mortgage refinancing. Based on what I’m seeing and hearing... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Fixed Refinance Rate Remains Stable

If you’re thinking about refinancing your mortgage, it’s natural to wonder what the numbers look like right now. Well, the good news for homeowners is that as of Monday, December 29, 2025,... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Drops by 15 Basis Points

Today, December 27th, 2025, the national average for a 30-year fixed refinance rate has seen a welcome dip, moving down by 15 basis points compared to last week. This brings the benchmark rate down... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Rises by 9 Basis Points

The mortgage refinance market is showing a slight uptick today, December 22, 2025, with the popular 30-year fixed refinance rate climbing by 9 basis points to 6.74%, up from last week’s average... Read more »
Steady Rates Signal Strong Buying and Refinance Demand

Steady Rates Signal Strong Buying and Refinance Demand

As of December 20th, 2025, today’s mortgage rates are holding steady, with the average 30-year fixed mortgage rate at 6.03% and the 15-year fixed rate at 5.42%, according to Zillow. While these... Read more »
Higher mortgage rates are pumping the brakes on refinance activity

Higher mortgage rates are pumping the brakes on refinance activity

Refinance volume is only a fraction of what it was three years ago when mortgage rates plummeted to historic lows, but borrowers have returned in greater numbers this year. Recent data from... Read more »
Lender Data Shows Refinance Offers Have Increased 42% Nationwide Over the Last Year — RISMedia

Lender Data Shows Refinance Offers Have Increased 42% Nationwide Over the Last Year — RISMedia

Remember the days of 3% mortgage rates? As a relieved nation emerged from the Covid-19 pandemic in 2021, along with it came those historically low average mortgage rates below 5.00%, 4.00% or... Read more »