30-Year Refinance Rate Drops by 1 Basis Point

30-Year Refinance Rate Drops by 1 Basis Point

As of February 17, 2026, the national average 30-year fixed refinance rate has nudged down to 6.47%, a modest but welcome decrease of just one basis point from last week’s average, according... Read more »
Rate partners with Betterment to offer mortgage incentives

Rate partners with Betterment to offer mortgage incentives

“By working with Betterment, we are rewarding their qualified customers with discounted mortgage pricing via the most straightforward and transparent lending platform and experience in the industry,” Rate CEO Victor Ciardelli said... Read more »
How to Get the Lowest 30-Year Fixed Mortgage Rate in 2026?

How to Get the Lowest 30-Year Fixed Mortgage Rate in 2026?

Securing the lowest 30-year fixed mortgage rate in 2026 isn’t about luck — it’s about preparation. While most borrowers will see rates hover near 6%, highly qualified buyers may be able to... Read more »
30-Year Fixed Mortgage Rate Falls Steeply by 78 Basis Points

30-Year Fixed Mortgage Rate Falls Steeply by 78 Basis Points

If you’ve been dreaming of owning your own home, this is fantastic news you won’t want to miss. The 30-year fixed mortgage rate has seen a dramatic drop of 78 basis points... Read more »
How to Get a 4% Interest Rate on a Mortgage in 2026?

How to Get a 4% Interest Rate on a Mortgage in 2026?

It feels like yesterday we were talking about sub-3% mortgage rates, doesn’t it? Those days might feel like a distant dream, especially when you’re looking to buy a home or refinance in... Read more »
30-Year Fixed Mortgage Rate Falls Steeply by 78 Basis Points

30-Year Fixed Mortgage Rate Drops Sharply by 78 Basis Points

If you’ve been dreaming of owning your own home, this is fantastic news you won’t want to miss. The 30-year fixed mortgage rate has seen a dramatic drop of 78 basis points... Read more »
30-Year Fixed Mortgage Rate is Now 66 Basis Points Lower Than a Year Ago

30-Year Fixed Mortgage Rate is Now 66 Basis Points Lower Than a Year Ago

If you’re looking to buy a home or refinance your mortgage, I have some good news that might just make you want to celebrate. As of February 10, 2026, the average 30-year... Read more »
Rate partners with Alianza to expand bilingual mortgage education

Rate partners with Alianza to expand bilingual mortgage education

“Homeownership education is most effective when it is delivered in trusted spaces and in the language families are most comfortable using,” said Victor Ciardelli, CEO of Rate. “Alianza brings families together through... Read more »
Rate Rise Slightly But Remain Near Long-Term Lows

Rate Rise Slightly But Remain Near Long-Term Lows

As of today, February 8, 2026, the popular 30-year fixed mortgage rate has seen a slight uptick, now sitting at 5.99%. While this might sound like a small change, understanding these shifts... Read more »
30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Rises by 4 Basis Points

Today, February 8, 2026, the average rate for a 30-year fixed refinance has inched up to 6.62%, according to data from Zillow. This modest increase of 4 basis points compared to last... Read more »