It’s a bit of good news for those looking to adjust their home loans: as of January 6, 2026, the national average 30-year fixed refinance rate has ticked down by 6 basis... Read more »
What the data shows Since the end of 2022, I’ve pointed out that people have continued to sell homes with low mortgage rates to buy others with higher rates. This is normal... Read more »
If you’re thinking about refinancing your mortgage, you’ll want to know that on Sunday, January 4, 2026, the 30-year fixed refinance rate held steady at 6.66%, according to Zillow. While this might... Read more »
Getting the best deal on your mortgage rate isn’t just about good luck; it’s about smart planning and proactive steps you start taking today. To get a lower mortgage rate in 2026,... Read more »
If you’re waiting on the sidelines, hoping for a return to the “free money” mortgage rates of the early 2020s, I have to be blunt: that ship has sailed. However, the anxiety... Read more »
For homebuyers, homeowners considering a refinance, and anyone trying to plan ahead, where mortgage rates are headed over the next several years matters more than ever. With borrowing costs reshaping affordability, understanding... Read more »
Today’s average 30-year fixed mortgage rate, as of January 3rd, is 6.01%, virtually unchanged from last week, according to the latest data compiled by Zillow. This pause at the start of the... Read more »
As of January 2, 2026, the average mortgage refinance rates are hovering around 6.18% for a 30-year fixed loan, presenting a compelling opportunity for many homeowners to reconsider their current mortgage. While... Read more »
Mortgage rates this week for a 30-year fixed loan decreased to 6.15%, down from 6.18% last week. This marks the lowest mortgage rate for 2025. For perspective, rates averaged 6.91% during the... Read more »
If you’ve been dreaming of owning a home and watching mortgage rates anxiously, I’ve got some fantastic news. A mortgage rate hovering around 6.15% is precisely the kind of signal many of... Read more »