Mortgage Rates Below 6% Signal Shift in Housing Market—and Save Buyers a Full Monthly Payment

Mortgage rates have fallen below 6% for the first time in more than two years—a psychological and financial milestone that could begin to thaw a housing market frozen by a prolonged high-rate... Read more »
California Offers Up to 0K in Down Payment Help for First-Time Buyers

California Offers Up to $150K in Down Payment Help for First-Time Buyers

Getting a foothold in the California housing market as a first-time buyer can feel like climbing Mount Everest. The sheer cost of down payments often feels like an insurmountable wall. But in... Read more »
Why Housing Search Must Move From Price to Monthly Payment

Why Housing Search Must Move From Price to Monthly Payment

Inflation didn’t just make things “more expensive.” It broke household planning—because the largest line item in most budgets, housing, is still shopped with the wrong unit of measure. When families budget by... Read more »
Mortgage escrow misconceptions persist as payment amounts rise

Mortgage escrow misconceptions persist as payment amounts rise

“Rising property taxes and insurance premiums continue to reshape what homeowners experience month to month, and escrow is often where that impact shows up first,” said Katie Brewer, CEO of LERETA. “This... Read more »

7 Florida Hot Spots Now Offering Down Payment Assistance to Home Shoppers

Buying a home in the Sunshine State is anything but easy. Rising interest rates paired with sky-high insurance costs have made it a real struggle for many residents.  Fortunately, local Florida governments... Read more »
Why Your Loan Payment Isn’t Budging Despite Recent Fed Rate Cut

Why Your Loan Payment Isn’t Budging Despite Recent Fed Rate Cut

It’s a common frustration: you hear on the news that the Federal Reserve has cut interest rates, and you’re hopeful your loan payment might finally get a little cheaper. But then, when... Read more »
Heartland MLS joins forces with Down Payment Resource

Heartland MLS joins forces with Down Payment Resource

Kansas City-based Heartland Multiple Listing Service (MLS) has announced a strategic integration with Down Payment Resource (DPR) to enhance accessibility to homeownership for residents across the Greater Kansas City area. DPR, known... Read more »
Down payment assistance programs are a boon amid mounting pressure on homebuyer affordability

Down payment assistance programs are a boon amid mounting pressure on homebuyer affordability

The combination of high home prices and insufficient savings for a down payment makes it challenging for first-time homebuyers to pull the trigger on a property purchase. But the good news is,... Read more »
Better launches fully digital VA loan with no minimum down payment

Better launches fully digital VA loan with no minimum down payment

Better.com announced Thursday that it’s launching fully digital U.S. Department of Veteran Affairs (VA) loans through its Tinman platform. The product, which has no minimum down payment requirement, is expected to reach about 10% of... Read more »
What will my monthly mortgage payment be?

What will my monthly mortgage payment be?

Accurately calculating your monthly mortgage payment can be a critical first step when determining your budget. Enter your details below to figure out what you might pay each month. Looking to buy... Read more »