Opinion: Restoring the American Dream: How 40- and 50-year mortgages could reignite homeownership

Opinion: Restoring the American Dream: How 40- and 50-year mortgages could reignite homeownership

The American dream of homeownership is slipping away for many, as the gap between wages and home prices continues to widen. In the 1970s, home prices aligned more closely with income levels.... Read more »
Impact of rate cuts on retailers

Impact of rate cuts on retailers

ShareShare Article via FacebookShare Article via TwitterShare Article via LinkedInShare Article via Email Simeon Gutman, U.S. retail analyst at Morgan Stanley, joins CNBC’s ‘The Exchange’ to discuss consumer sentiment, how rate cuts... Read more »
Senators urge FHFA to phase in new energy standards for GSE-backed mortgages

Senators urge FHFA to phase in new energy standards for GSE-backed mortgages

On Monday, a coalition of eight senators — seven Democrats and one Independent — submitted a letter to Federal Housing Finance Agency (FHFA) Director Sandra Thompson, urging her to phase in a... Read more »
How the Fed’s Interest Rate Cut Will Affect Mortgages

How the Fed’s Interest Rate Cut Will Affect Mortgages

Have you ever thought about how a seemingly small change in interest rates can affect everyone’s financial well-being, especially if you are considering a mortgage? Predictions about how the Fed’s interest rate cut... Read more »
Weekly mortgage demand surges as interest rates hit two-year low

Weekly mortgage demand surges as interest rates hit two-year low

A home with a “Sold” sign from a real estate company in North Patchogue, New York. Steve Pfost | Newsday | Getty Images Mortgage rates came down again last week, and with... Read more »
Senators urge FHFA to phase in new energy standards for GSE-backed mortgages

Guild’s Jim Cory on company confidence in reverse mortgages

At the end of August, Guild Mortgage announced a suite of products under the name “Flex Payment Mortgage,” which includes Home Equity Conversion Mortgage (HECM) reverse mortgage products alongside refinances, proprietary jumbo... Read more »
Senators urge FHFA to phase in new energy standards for GSE-backed mortgages

VA unveils new program to buy defaulted mortgages

The U.S. Department of Veteran Affairs (V.A.) announced on Wednesday morning a program to purchase defaulted V.A. loans from mortgage services and place them in its portfolio at a fixed 2.5% interest rate.  The Veteran... Read more »
The Impact of Low Appraisals on Home Sales and Mortgages — RISMedia

The Impact of Low Appraisals on Home Sales and Mortgages — RISMedia

When buying and selling real estate, the appraisal is pivotal. It’s an expert’s objective estimation of a home’s worth and serves as a cornerstone for financial decisions in real estate transactions. However,... Read more »
Mortgage demand stalls, even as interest rates moderate

Mortgage demand stalls, even as interest rates moderate

A ‘For Sale’ sign is posted on the lawn in front of a home on March 15, 2024, in Miami, Florida.  Joe Raedle | Getty Images The usually busy spring housing market... Read more »
Senators urge FHFA to phase in new energy standards for GSE-backed mortgages

What a tech entrepreneur has discovered about reverse mortgages

Anna Frankowska was recognized in 2017 as one of Forbes’ “30 Under 30” in Europe, having formerly worked in investment banking before heading to London to study economics. A passion for technology... Read more »