Opponents counter that the tri-merge model protects borrowers by revealing errors or missing data across bureaus. They warn a single-file approach could enable score “gaming” by allowing lenders to avoid lower scores,... Read more »
Affordability pressures, elevated mortgage rates, and homeowner rate lock-in have pushed once-fringe mortgage ideas back into the spotlight. Concepts such as 50-year mortgages, portable mortgages, and assumable loans are being discussed as... Read more »
New View Advisors, which released its initial quarterly index at the end of October, estimated that private-label loans started 2025 with a market share of about 30%. Based on volume in December,... Read more »
As of early 2026, there’s no firm date for when you’ll see 50-year mortgages widely available for homebuyers in the U.S. The idea has certainly sparked a lot of buzz, with discussions... Read more »
U.S. Sen. Elizabeth Warren of Massachusetts has sought documentation related to loans forgiven under a $25 billion national mortgage settlement that targeted foreclosure practices and other mortgage abuses by banks after the... Read more »
Fannie Mae and Freddie Mac have vastly increased their holdings of mortgage-backed securities in recent months, which may have ripple effects that could help push mortgage rates lower. Since May, Fannie and... Read more »
Jeff Greenberg | Universal Images Group | Getty Images Mortgage rates moved markedly higher last week, causing overall mortgage demand to drop. Total application volume fell 0.7% compared with the previous week,... Read more »
The recent CoreLogic Homeowner Equity Insights report for Q3 shows a continued positive trend of a lack of underwater mortgages in America today. Underwater mortgages — where borrowers owe more on their... Read more »
Influential senior advocacy group AARP has released a new report assessing the prospects for aging in place in the U.S., finding that despite seniors’ overwhelming desires to remain in their own homes... Read more »
The reverse mortgage division of Rate — formerly known as Guaranteed Rate — recently announced the hiring of reverse industry veteran Jesse Allen as the president for Rate’s reverse lending division as... Read more »