Review of MMI Fund’s reverse mortgage book sheds light on evolving HECM

Review of MMI Fund’s reverse mortgage book sheds light on evolving HECM

The report on the Home Equity Conversion Mortgage (HECM) book of business inside the Mutual Mortgage Insurance (MMI) Fund was another positive overall development for the program, with the estimated economic net... Read more »
Review of MMI Fund’s reverse mortgage book sheds light on evolving HECM

United Bank to consolidate its mortgage subsidiaries

United Bank will consolidate its mortgage subsidiaries into one unified mortgage business amid the housing industry struggles with elevated interest rates. United Bank has been delivering mortgage services through three channels, including... Read more »
Historical Mortgage Rates Since 1950: Rate Trends Over Time

Historical Mortgage Rates Since 1950: Rate Trends Over Time

If you are thinking about buying a home or refinancing your current mortgage, you might be wondering how interest rates have changed over time and what factors affect them. In this blog... Read more »
Review of MMI Fund’s reverse mortgage book sheds light on evolving HECM

FOA’s Sieffert on ‘massive pivot’ in 2023, reverse mortgage opportunities ahead

Finance of America Companies (FOA) President Kristen Sieffert is bullish on the prospects for the reverse mortgage industry’s leading lender in 2024, particularly after the company went through a series of major... Read more »
Mortgage Rates Expected to Drop to 5.5% in 2024

Mortgage Rates Expected to Drop to 5.5% in 2024

Mortgage rates in the U.S. will decline by the end of 2024, according to the latest Bloomberg Markets Live Pulse survey. The rate on a 30-year, fixed mortgage is expected to fall to 5.5% by Dec.... Read more »
Review of MMI Fund’s reverse mortgage book sheds light on evolving HECM

NRMLA returns to West Coast for 2024 annual reverse mortgage meeting

The National Reverse Mortgage Lenders Association (NRMLA) announced that it will return to the Western U.S. for its 2024 annual meeting, which will take place slightly earlier in the year than usual,... Read more »
Here are the top 10 reverse mortgage securities issuers for 2023

Here are the top 10 reverse mortgage securities issuers for 2023

Despite looking a bit different at the end of 2023, there were a lot of similarities in the full-year Home Equity Conversion Mortgage (HECM)-backed securities (HMBS) issuance tables when compared to recent... Read more »
Review of MMI Fund’s reverse mortgage book sheds light on evolving HECM

Mortgage rates poised to drop to 5.5% in 2024: Bloomberg

Most economists forecast mortgage rates to decline in 2024, stoking optimism about the housing market. According to the newest Bloomberg Markets Live Pulse Survey (MLIV Pulse), the rate on the 30-year fixed... Read more »
Review of MMI Fund’s reverse mortgage book sheds light on evolving HECM

Buyers can afford more expensive homes on the back of lower mortgage rates: Redfin

Homebuyers are getting some relief in 2024 as mortgage rates recede from their 20-year high point of last October. A homebuyer with a $3,000 monthly budget has gained nearly $40,000 in purchasing... Read more »
The reverse mortgage lenders with the most consumer complaints in 2023

The reverse mortgage lenders with the most consumer complaints in 2023

There were a total of 361 consumer complaints submitted to the Consumer Financial Protection Bureau (CFPB) related to the reverse mortgage industry during the calendar year 2023, according to a consumer complaint... Read more »