It’s a question that often pops up as the scent of gingerbread fills the air and carols play on repeat: do mortgage rates actually dip around Christmas? The answer, and I’ll give... Read more »
Mortgage rates edged lower on Wednesday compared to the previous week, following bond market swings triggered by mixed economic indicators: a weak November jobs report and a soft but potentially overly optimistic... Read more »
2025 has been a transitional year for mortgage rates. We observed a welcome, albeit cautious, descent in mortgage rates, which started above 7% and gradually settled near 6.2% as the year is... Read more »
On an unadjusted basis, the index decreased 6% compared with the previous week. The refinance index decreased 6% from the previous week and was 110% higher than the same week one year... Read more »
While the idea of breaking into the 5% range for a 30-year fixed mortgage rate is incredibly appealing, my read of the situation suggests it’s unlikely to happen in a significant way... Read more »
The decline in rates in 2025 reflects a combination of Federal Reserve rate cuts, lower 10-year Treasury yields and a narrowing spread between those yields and the 30-year conventional mortgage rate —... Read more »
The dream of snagging a mortgage rate below 4% is officially a relic of the past. As we move further into 2025, economists and housing market wizards are calling it: the era... Read more »
Its growth has been driven by well-known industry veterans. TLS’s strategy is rooted in the prior experience of its leadership team — including CEO Phil Shoemaker, president Jason Lee and chief revenue... Read more »
The mortgage refinance market is showing a slight uptick today, December 22, 2025, with the popular 30-year fixed refinance rate climbing by 9 basis points to 6.74%, up from last week’s average... Read more »
The dream of snagging a mortgage rate below 4% is officially a relic of the past. As we move further into 2025, economists and housing market wizards are calling it: the era... Read more »