Rates Holding Below 6% Boost Affordability

Rates Holding Below 6% Boost Affordability

Here’s the good news for anyone thinking about buying a home or refinancing their current mortgage: today, February 10, 2026, mortgage rates are continuing to offer a welcome sense of stability, with... Read more »
Rates Holding Below 6% Boost Affordability

Economic Slowdown Holds 30-Year Fixed Under 6%

If you’re thinking about buying a home or refinancing your current mortgage, February 9, 2026, feels like a good day to be in the market. As of today, the numbers are looking... Read more »
Rate partners with Alianza to expand bilingual mortgage education

Rate partners with Alianza to expand bilingual mortgage education

“Homeownership education is most effective when it is delivered in trusted spaces and in the language families are most comfortable using,” said Victor Ciardelli, CEO of Rate. “Alianza brings families together through... Read more »
Mortgage affordability at four-year high after rates fell in January

Mortgage affordability at four-year high after rates fell in January

Nearly 1.3 million mortgages — including more than 500,000 originated in 2025 — carry rates between 6.875% and 6.99%, the most sensitive group to recent rate declines. ICE cited data from the... Read more »
Does the 1% Rule Say It’s Time to Refinance Your Mortgage in 2026?

Does the 1% Rule Say It’s Time to Refinance Your Mortgage in 2026?

For many homeowners who purchased a house in the last couple of years, February 2026 is indeed signaling it’s a prime time to explore refinancing your mortgage, especially if you’re relying on... Read more »
House scales back proposed VA mortgage fee hike

House scales back proposed VA mortgage fee hike

Just weeks after mortgage trade groups expressed concern about a bill in the U.S. House of Representatives that would raise fees on U.S. Department of Veterans Affairs (VA) loans, Republicans in Congress... Read more »
Rates Holding Below 6% Boost Affordability

Rate Rise Slightly But Remain Near Long-Term Lows

As of today, February 8, 2026, the popular 30-year fixed mortgage rate has seen a slight uptick, now sitting at 5.99%. While this might sound like a small change, understanding these shifts... Read more »
Rates Holding Below 6% Boost Affordability

30-Year Fixed Falls to 5.95%, 15-Year Fixed Holds at 5.43%

As of February 7, 2026, homeowners and prospective buyers can breathe a little easier. The national average 30-year fixed mortgage rate has slid back below the psychological 6% barrier, settling at 5.95%... Read more »
Will Rates Drop for Buyers?

Will Rates Drop for Buyers?

Thinking about buying a home or refinancing in February 2026? You’re probably wondering what’s happening with mortgage rates. If you’re hoping for those super-low pandemic rates, I’ve got some news: they’re likely... Read more »
Reverse mortgage borrowers could get checks after CFPB action

Reverse mortgage borrowers could get checks after CFPB action

In June 2024, the CFPB issued an order that permanently bars Pittsford, New York-based Sutherland Global Services and its subsidiaries, Sutherland Government Solutions, Sutherland Mortgage Services and NOVAD, from servicing reverse mortgages.... Read more »