How to Find 3% Interest Rate Homes in 2026: The Assumable Mortgage Strategy

How to Find 3% Interest Rate Homes in 2026: The Assumable Mortgage Strategy

Imagine snagging a home with a mortgage rate that feels like a dream compared to today’s market—a cool 3%! Well, good news: if you’re looking to buy in 2026, this isn’t just... Read more »
30-Year Fixed at 5.86%, 15-Year Climbs to 5.41%

30-Year Fixed at 5.86%, 15-Year Climbs to 5.41%

Today, mortgage rates have seen a small bump over the weekend but are holding steady below the crucial 6% mark, suggesting that borrowing costs remain quite favorable. According to data from Zillow,... Read more »
30-Year Fixed at 5.86%, 15-Year Climbs to 5.41%

Rates Hit Lowest in Over 3 Years, 30-Year Fixed Falls to 6.01%

If you’ve been watching the housing market, you’ll be happy to know that as of February 20, 2026, mortgage rates have hit their lowest point in over three years, with the popular... Read more »
30-Year Fixed Mortgage Rate Drops Sharply by 84 Basis Points

30-Year Fixed Mortgage Rate Drops Sharply by 84 Basis Points

Mortgage rates just delivered welcome relief. The 30-year fixed has dropped 84 basis points compared to this time last year, bringing the average down to 6.01% as of February 19, 2026. That... Read more »
Mortgage Rates Drop to a 3-Year Low — Is Now the Best Time to Refinance?

Mortgage Rates Drop to a 3-Year Low — Is Now the Best Time to Refinance?

When you see headlines about mortgage rates hitting a multi-year low, it’s a moment worth paying attention to, especially for homeowners. According to Freddie Mac, the average 30-year fixed mortgage rate has... Read more »
30-Year Fixed Mortgage Rate Drops Sharply by 84 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 84 Basis Points

Big news for anyone dreaming of homeownership or looking to save on their existing mortgage: the 30-year fixed mortgage rate has seen a significant drop, plummeting by 84 basis points compared to... Read more »
New Fed proposals could reshape mortgage capital requirements

New Fed proposals could reshape mortgage capital requirements

Banks currently apply a 250% risk weight to MSRs, while mortgages held on balance sheets generally receive a standard 50% risk weight. While regulators intended these requirements to limit excessive bank concentration... Read more »
30-Year Fixed at 5.86%, 15-Year Climbs to 5.41%

30-Year Fixed Rate Drops Below 5.8%

It’s a really fantastic day for anyone thinking about buying a home or looking to lower their monthly payments – today, February 18, 2026, we’re seeing some of the most attractive mortgage... Read more »
30-Year Fixed at 5.86%, 15-Year Climbs to 5.41%

Rates See Persistent Stability Near 3-Year Lows

As of today, February 17, 2026, mortgage rates are holding remarkably steady, sitting near their lowest points in three years, offering a welcome period of calm in what can often be a... Read more »
Rate partners with Betterment to offer mortgage incentives

Rate partners with Betterment to offer mortgage incentives

“By working with Betterment, we are rewarding their qualified customers with discounted mortgage pricing via the most straightforward and transparent lending platform and experience in the industry,” Rate CEO Victor Ciardelli said... Read more »