30‑Year Fixed at 6.53%, Experts Predict 6.4%–6.5% in 2026

Mortgage rates today, August 18, 2026, average 6.53% for a 30‑year fixed loan, according to Zillow. The 15‑year fixed sits at 5.94%, while adjustable‑rate mortgages like the 5/1 ARM are around 6.39%.... Read more »

30-Year Refinance Rate Rises by 10 Basis Points

Well, here we are again, keeping a close eye on those mortgage rates. Today, August 9, 2026, brings a bit of a nudge upward for homeowners thinking about refinancing. The popular 30-year... Read more »

30-Year Refinance Rate Rises by 18 Basis Points

If you’ve been thinking about refinancing your mortgage, the news today is that the 30-year fixed refinance rate has climbed by 18 basis points, landing at a solid 7.17%. This means it’s... Read more »

Rates Go Down Just Weeks After Topping 6.8%

Today’s mortgage rates, August 9, 2026, are easing a bit — welcome news after rates climbed as high as 6.8% by the end of July. The 30-year fixed has dropped to 6.51%,... Read more »
Why Lenders Are Pushing Heirs Out of 3% Mortgage Rates

Why Lenders Are Pushing Heirs Out of 3% Mortgage Rates

As more older Americans age with low-rate mortgages still attached to their homes, some heirs report servicing delays and refinance pressure are putting their inheritance at risk. After their mother died, one... Read more »
30-Year Refinance Rate Drops by 7 Basis Points

30-Year Refinance Rate Drops by 7 Basis Points

If you’ve been thinking about refinancing your home, today might be a good day to take a closer look. As of August 1, 2026, the average 30-year fixed refinance rate has dipped... Read more »
30-Year Refinance Rate Drops by 7 Basis Points

30-Year Refinance Rate Drops by 16 Basis Points

It’s a good day for homeowners looking to refinance their mortgages, as the national average 30-year fixed refinance rate has dipped to 6.88% as of Sunday, August 2, 2026. This marks a... Read more »
Fixed and Adjustable Rates Are Now the Same

Fixed and Adjustable Rates Are Now the Same

As of Sunday, August 2nd, 2026, mortgage rates are sending a mixed signal: the benchmark 30-year fixed rate has dipped to 6.65%, down 10 basis points from last week, but it now... Read more »
30-Year Fixed Mortgage Rate Drops by 6 Basis Points Year-Over-Year

30-Year Fixed Mortgage Rate Drops by 6 Basis Points Year-Over-Year

Even though mortgage rates seem to be creeping up week by week, here’s a little secret: the big picture shows a slight dip. The average rate for a 30-year fixed mortgage is... Read more »
Fixed and Adjustable Rates Are Now the Same

30-Year Rises to 6.65% While 15-Year Dips to 6.01%

Mortgage rates are seeing some ups and downs today, August 1st, 2026, with the popular 30-year fixed rate rising and the 15-year fixed rate dipping slightly. If you’re thinking about buying a... Read more »