Will Rates Drop for Buyers?

Will Rates Drop for Buyers?

Thinking about buying a home or refinancing in February 2026? You’re probably wondering what’s happening with mortgage rates. If you’re hoping for those super-low pandemic rates, I’ve got some news: they’re likely... Read more »
30-Year Refinance Rate Drops by 3 Basis Points

30-Year Refinance Rate Drops by 3 Basis Points

As we head into the weekend of February 6, 2026, a little bit of good news emerges for homeowners looking to refinance their mortgages. The national average 30-year fixed refinance rate has... Read more »
30-Year Fixed Mortgage Rate Drops Steeply by 78 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 78 Basis Points

This is potentially fantastic news for anyone dreaming of homeownership. The 30-year fixed mortgage rate has experienced a significant drop of 78 basis points compared to this time last year, now hovering... Read more »
Mortgage Refinance Demand Drops Weekly But Remains 117% Higher Than Last Year

Mortgage Refinance Demand Drops Weekly But Remains 117% Higher Than Last Year

Even as week-to-week mortgage refinance applications have seen a dip, the overall demand for refinancing homes is still massively higher, sitting at a staggering 117% increase compared to this time last year.... Read more »
30-Year Refinance Rate Drops by 3 Basis Points

30-Year Refinance Rate Drops by 2 Basis Points

For those keeping a close eye on their homeownership costs, the news is that on February 4, 2026, the national average 30-year fixed refinance rate has nudged down by 2 basis points,... Read more »
30-Year Fixed Rate Holds Steady Around 5.98%

30-Year Fixed Rate Holds Steady Around 5.98%

As of February 4th, if you’re thinking about buying a home or looking to refinance your current mortgage, I’ve got good news: mortgage rates are offering a reassuring sense of stability. The... Read more »
30-Year Fixed Rate Holds Steady Around 5.98%

Rates Below 6% Are Opening a Window for Buyers

For anyone keeping an eye on the housing market, the news today, February 3rd, is pretty good: mortgage rates are holding steady below the significant 6% mark. This is a welcome sign... Read more »
30-Year Refinance Rate Drops by 3 Basis Points

30-Year Refinance Rate Rises by 3 Basis Points

Today, on February 3, 2026, mortgage rates saw a slight uptick, with the 30-year fixed refinance rate inching up by 3 basis points. While this change is incremental, it still signals a... Read more »
30-Year Fixed Mortgage Rate Drops Steeply by 85 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 85 Basis Points

This is big news for anyone dreaming of owning a home or looking to refinance: the 30-year fixed mortgage rate has dropped a significant 85 basis points compared to this time last... Read more »
30-Year Fixed Rate Holds Steady Around 5.98%

Rates Stay Firmly Below 6%, Bringing Borrowing Costs Down

As of today, February 2nd, 2026, mortgage rates are holding comfortably under the 6% mark, with Zillow reporting the 30-year fixed rate at 5.91% and the 15-year fixed at 5.44%. This welcome... Read more »