30-Year Fixed Mortgage Rate is Now 66 Basis Points Lower Than a Year Ago

30-Year Fixed Mortgage Rate is Now 66 Basis Points Lower Than a Year Ago

If you’re looking to buy a home or refinance your mortgage, I have some good news that might just make you want to celebrate. As of February 10, 2026, the average 30-year... Read more »
Barry Habib, Logan Mohtashami say housing market set for pent-up demand surge

Barry Habib, Logan Mohtashami say housing market set for pent-up demand surge

Supply constraints, capital gains tweaks While demand may rise, inventory remains constrained. Audience members asked about measures to boost supply — including tweaks to capital gains rules in areas where housing stock... Read more »
Rates Holding Below 6% Boost Affordability

Rates Holding Below 6% Boost Affordability

Here’s the good news for anyone thinking about buying a home or refinancing their current mortgage: today, February 10, 2026, mortgage rates are continuing to offer a welcome sense of stability, with... Read more »
Rates Holding Below 6% Boost Affordability

Economic Slowdown Holds 30-Year Fixed Under 6%

If you’re thinking about buying a home or refinancing your current mortgage, February 9, 2026, feels like a good day to be in the market. As of today, the numbers are looking... Read more »
Mortgage affordability at four-year high after rates fell in January

Mortgage affordability at four-year high after rates fell in January

Nearly 1.3 million mortgages — including more than 500,000 originated in 2025 — carry rates between 6.875% and 6.99%, the most sensitive group to recent rate declines. ICE cited data from the... Read more »
Does the 1% Rule Say It’s Time to Refinance Your Mortgage in 2026?

Does the 1% Rule Say It’s Time to Refinance Your Mortgage in 2026?

For many homeowners who purchased a house in the last couple of years, February 2026 is indeed signaling it’s a prime time to explore refinancing your mortgage, especially if you’re relying on... Read more »
Rates Holding Below 6% Boost Affordability

Rate Rise Slightly But Remain Near Long-Term Lows

As of today, February 8, 2026, the popular 30-year fixed mortgage rate has seen a slight uptick, now sitting at 5.99%. While this might sound like a small change, understanding these shifts... Read more »
30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Rises by 4 Basis Points

Today, February 8, 2026, the average rate for a 30-year fixed refinance has inched up to 6.62%, according to data from Zillow. This modest increase of 4 basis points compared to last... Read more »
30-Year Refinance Rate Drops by 9 Basis Points

30-Year Refinance Rate Drops by 9 Basis Points

Today, February 7, 2026, the national average 30-year fixed refinance rate has nudged down, offering a slightly better deal than what we saw last week. Specifically, this popular loan type is now... Read more »
Rates Holding Below 6% Boost Affordability

30-Year Fixed Falls to 5.95%, 15-Year Fixed Holds at 5.43%

As of February 7, 2026, homeowners and prospective buyers can breathe a little easier. The national average 30-year fixed mortgage rate has slid back below the psychological 6% barrier, settling at 5.95%... Read more »