30-Year Fixed at 6.01%, 15-Year Even More Attractive at 5.47%

30-Year Fixed at 6.01%, 15-Year Even More Attractive at 5.47%

For anyone wondering about today’s mortgage rates on December 29, 2025, the answer is they’re holding remarkably steady, a comfortable hum where we’ve been for almost two months. This consistent lull in... Read more »
30-Year Fixed at 6.01%, 15-Year Even More Attractive at 5.47%

30-Year Fixed Edges Past 6%, Refi Rates Hold Steady

As 2025 draws to a close, if you’re looking to buy a home or refinance your current mortgage, you’ll find today’s mortgage rates hover just a hair above 6%. This steady interest... Read more »
Mortgage Demand Drops as Buyers Pull Back Despite Lower Rates

Mortgage Demand Drops as Buyers Pull Back Despite Lower Rates

It might sound a bit backward, but even with mortgage rates ticking down, fewer people are applying for home loans. This is the surprising trend we’re seeing right now, according to the... Read more »
30-Year Fixed at 6.01%, 15-Year Even More Attractive at 5.47%

With Rates Steady, Borrowers Gain Leverage

As the year draws to a close, today’s mortgage rates on December 24, 2025, by Zillow show a delightful stillness, offering a much-needed breather for anyone looking to buy a home or... Read more »
Ultra-Low Rates End, 6% Becomes Normal

Ultra-Low Rates End, 6% Becomes Normal

The dream of snagging a mortgage rate below 4% is officially a relic of the past. As we move further into 2025, economists and housing market wizards are calling it: the era... Read more »
Ultra-Low Rates End, 6% Becomes Normal

Era of Ultra-Low Mortgage Rates is Over as 5-6% is the New Normal

The dream of snagging a mortgage rate below 4% is officially a relic of the past. As we move further into 2025, economists and housing market wizards are calling it: the era... Read more »
Mortgage Rates Forecast 2026 by Three Leading Real Estate Firms

Mortgage Rates Forecast 2026 by Three Leading Real Estate Firms

If so, you’re probably wondering what’s going to happen with mortgage rates. It’s the million-dollar question, right? Well, I’ve been looking closely at the latest forecasts, especially the 30‑year mortgage rate predictions... Read more »
30-Year Fixed at 6.01%, 15-Year Even More Attractive at 5.47%

Steady Rates Signal Strong Buying and Refinance Demand

As of December 20th, 2025, today’s mortgage rates are holding steady, with the average 30-year fixed mortgage rate at 6.03% and the 15-year fixed rate at 5.42%, according to Zillow. While these... Read more »
Stable Rates Spur 10% Rise in Purchase Demand

Stable Rates Spur 10% Rise in Purchase Demand

Today’s mortgage rates are showing a welcome bit of stability. The national average for a 30-year fixed-rate mortgage is currently sitting around 6.21%, a figure that’s thankfully lower than it was a year... Read more »
Why Are Mortgage Rates Projected to Remain Above 6% in 2026?

Why Are Mortgage Rates Projected to Remain Above 6% in 2026?

If you’re hoping to buy a home or refinance soon, you might be asking yourself: “Why are mortgage rates projected to remain above 6% in 2026?” The short answer is that a... Read more »