30-Year Refinance Rate Drops Sharply by 21 Basis Points

30-Year Refinance Rate Drops Sharply by 21 Basis Points

Great news for anyone looking to refinance their home loan! As of today, January 10th, the national average for a 30-year fixed refinance rate has seen a notable drop, settling at 6.41%. This... Read more »
Experts Predict Little Chance of Mortgage Rates Dropping Below 6% in 2026

Experts Predict Little Chance of Mortgage Rates Dropping Below 6% in 2026

If so, you’re probably wondering what’s going to happen with mortgage rates. It’s the million-dollar question, right? Well, I’ve been looking closely at the latest forecasts, especially the 30‑year mortgage rate predictions... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate Drops by 6 Basis Points

It’s a bit of good news for those looking to adjust their home loans: as of January 6, 2026, the national average 30-year fixed refinance rate has ticked down by 6 basis... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate Inches Up, Market Holds Steady

If you’re thinking about refinancing your mortgage, you’ll want to know that on Sunday, January 4, 2026, the 30-year fixed refinance rate held steady at 6.66%, according to Zillow. While this might... Read more »
Mortgage Rate Predictions for the First Quarter of 2026

Mortgage Rate Predictions for the First Quarter of 2026

If you’re waiting on the sidelines, hoping for a return to the “free money” mortgage rates of the early 2020s, I have to be blunt: that ship has sailed. However, the anxiety... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate is Hovering Around 6.18%

As of January 2, 2026, the average mortgage refinance rates are hovering around 6.18% for a 30-year fixed loan, presenting a compelling opportunity for many homeowners to reconsider their current mortgage. While... Read more »
Why the 6.15% Mortgage Rate is a Green Light for 2026 Homebuyers

Why the 6.15% Mortgage Rate is a Green Light for 2026 Homebuyers

If you’ve been dreaming of owning a home and watching mortgage rates anxiously, I’ve got some fantastic news. A mortgage rate hovering around 6.15% is precisely the kind of signal many of... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

Refinance Rate Drops Offering a Modest Reprieve

As we ring in 2026, there’s a subtle shift in the mortgage market that’s worth paying attention to: the national average 30-year fixed refinance rate has dipped by 3 basis points, landing... Read more »
Rates Predicted to Stay Near 6%

Rates Predicted to Stay Near 6%

If you’ve been holding out for those sweet, pandemic-era mortgage rates in the 2% or 3% range, I’m going to have to be the bearer of slightly less cheerful news. Based on... Read more »
30-Year Fixed Rate Drops Below 6% Again

30-Year Fixed Rate Drops Below 6% Again

As December 30, 2025, draws to a close, I’ve got some genuinely exciting news for anyone thinking about buying a home or looking to save money on their existing mortgage: mortgage rates... Read more »