30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Rises by 4 Basis Points

As of February 23, 2026, the national average 30‑year fixed refinance rate is holding steady at 6.47%, a modest increase of just 4 basis points from last week’s average. This suggests a... Read more »
Mortgage Rates Drop to a 3-Year Low — Is Now the Best Time to Refinance?

Mortgage Rates Drop to a 3-Year Low — Is Now the Best Time to Refinance?

When you see headlines about mortgage rates hitting a multi-year low, it’s a moment worth paying attention to, especially for homeowners. According to Freddie Mac, the average 30-year fixed mortgage rate has... Read more »
30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops by 12 Basis Points

It’s February 18, 2026, and if you’re a homeowner thinking about refinancing, I’ve got some potentially good news for you. The national average 30-year fixed refinance rate has dipped by a noticeable... Read more »
30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops by 1 Basis Point

As of February 17, 2026, the national average 30-year fixed refinance rate has nudged down to 6.47%, a modest but welcome decrease of just one basis point from last week’s average, according... Read more »
30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Drops by 11 Basis Points

If you’ve been watching mortgage rates like I have, you’ll be happy to hear that the average 30-year fixed refinance rate dropped by 11 basis points today, February 15, 2026, bringing it... Read more »
Does the 1% Rule Say It’s Time to Refinance Your Mortgage in 2026?

Does the 1% Rule Say It’s Time to Refinance Your Mortgage in 2026?

For many homeowners who purchased a house in the last couple of years, February 2026 is indeed signaling it’s a prime time to explore refinancing your mortgage, especially if you’re relying on... Read more »
30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Rises by 4 Basis Points

Today, February 8, 2026, the average rate for a 30-year fixed refinance has inched up to 6.62%, according to data from Zillow. This modest increase of 4 basis points compared to last... Read more »
30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops by 9 Basis Points

Today, February 7, 2026, the national average 30-year fixed refinance rate has nudged down, offering a slightly better deal than what we saw last week. Specifically, this popular loan type is now... Read more »
30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops by 3 Basis Points

As we head into the weekend of February 6, 2026, a little bit of good news emerges for homeowners looking to refinance their mortgages. The national average 30-year fixed refinance rate has... Read more »
30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops by 2 Basis Points

For those keeping a close eye on their homeownership costs, the news is that on February 4, 2026, the national average 30-year fixed refinance rate has nudged down by 2 basis points,... Read more »