Negative jobs report keeps mortgage rates calm amid surging oil prices 

Negative jobs report keeps mortgage rates calm amid surging oil prices 

From BLS: Total nonfarm payroll employment edged down by 92,000 in February, and the unemployment rate changed little at 4.4 percent, the U.S. Bureau of Labor Statistics reported today. Employment in health... Read more »
Regulators urged to ease bank capital rules for mortgages

Regulators urged to ease bank capital rules for mortgages

The groups said the existing framework was designed after the financial crisis to strengthen bank resilience. But they argue the mortgage market has changed significantly since then. Reforms such as the Ability-to-Repay... Read more »
New Fed proposals could reshape mortgage capital requirements

New Fed proposals could reshape mortgage capital requirements

Banks currently apply a 250% risk weight to MSRs, while mortgages held on balance sheets generally receive a standard 50% risk weight. While regulators intended these requirements to limit excessive bank concentration... Read more »
J.P. Morgan Predicts No Fed Rate Cuts Before 2027 as Inflation Persists

J.P. Morgan Predicts No Fed Rate Cuts Before 2027 as Inflation Persists

J.P. Morgan Chase has thrown a curveball into the financial world, predicting that the Federal Reserve won’t be lowering interest rates anytime soon. In fact, they’re saying no rate cuts at all... Read more »
Housing demand is still positive even with epic snowstorm

Housing demand is still positive even with epic snowstorm

Mortgage purchase application data 2026 has had the best start to purchase application data in years, with multiyear highs in this index last seen in early 2023, when rates reached 5.99% before... Read more »
Interest Rates Remain Unchanged in January 2026

Interest Rates Remain Unchanged in January 2026

It’s the start of a new year, and the Federal Reserve has made its first big move – or rather, no move. In their January 28, 2026 meeting, the Fed decided to... Read more »
Trump to announce Federal Reserve chair pick on Friday morning

Trump to announce Federal Reserve chair pick on Friday morning

The president told reporters about the announcement at the premiere for “Melania,” the film about first lady Melania Trump. Friday’s announcement will end a months-long selection process that has fueled discussion about... Read more »
Will the Fed Surprise Markets With a Rate Cut Today?

Will the Fed Surprise Markets With a Rate Cut Today?

Let’s cut straight to the chase: barring a truly seismic and unexpected economic shockwave, the Federal Reserve is almost certainly not going to surprise markets with a rate cut today, January 28,... Read more »
Interest Rates Remain Unchanged in January 2026

Fed Holds Interest Rates Steady Despite Growing Pressure From Trump

It’s the start of a new year, and the Federal Reserve has made its first big move – or rather, no move. In their January 28, 2026 meeting, the Fed decided to... Read more »
Fed Meeting Tomorrow Likely to Hold Interest Rates Steady

Fed Meeting Tomorrow Likely to Hold Interest Rates Steady

As the calendar turns to January 27, 2026, all eyes will be on Washington, D.C., because the Federal Reserve is set to announce its latest decision on interest rates. My take, and... Read more »