30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Rises by 4 Basis Points

Today, February 8, 2026, the average rate for a 30-year fixed refinance has inched up to 6.62%, according to data from Zillow. This modest increase of 4 basis points compared to last... Read more »
30-Year Refinance Rate Drops by 9 Basis Points

30-Year Refinance Rate Drops by 9 Basis Points

Today, February 7, 2026, the national average 30-year fixed refinance rate has nudged down, offering a slightly better deal than what we saw last week. Specifically, this popular loan type is now... Read more »
30-Year Fixed Falls to 5.95%, 15-Year Fixed Holds at 5.43%

30-Year Fixed Falls to 5.95%, 15-Year Fixed Holds at 5.43%

As of February 7, 2026, homeowners and prospective buyers can breathe a little easier. The national average 30-year fixed mortgage rate has slid back below the psychological 6% barrier, settling at 5.95%... Read more »
30-Year Refinance Rate Drops by 9 Basis Points

30-Year Refinance Rate Drops by 3 Basis Points

As we head into the weekend of February 6, 2026, a little bit of good news emerges for homeowners looking to refinance their mortgages. The national average 30-year fixed refinance rate has... Read more »
30-Year Fixed Mortgage Rate Drops Steeply by 78 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 78 Basis Points

This is potentially fantastic news for anyone dreaming of homeownership. The 30-year fixed mortgage rate has experienced a significant drop of 78 basis points compared to this time last year, now hovering... Read more »
30-Year Refinance Rate Drops by 9 Basis Points

30-Year Refinance Rate Drops by 2 Basis Points

For those keeping a close eye on their homeownership costs, the news is that on February 4, 2026, the national average 30-year fixed refinance rate has nudged down by 2 basis points,... Read more »
30-Year Fixed Falls to 5.95%, 15-Year Fixed Holds at 5.43%

30-Year Fixed Rate Holds Steady Around 5.98%

As of February 4th, if you’re thinking about buying a home or looking to refinance your current mortgage, I’ve got good news: mortgage rates are offering a reassuring sense of stability. The... Read more »
30-Year Refinance Rate Drops by 9 Basis Points

30-Year Refinance Rate Rises by 3 Basis Points

Today, on February 3, 2026, mortgage rates saw a slight uptick, with the 30-year fixed refinance rate inching up by 3 basis points. While this change is incremental, it still signals a... Read more »
30-Year Fixed Mortgage Rate Drops Steeply by 85 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 85 Basis Points

This is big news for anyone dreaming of owning a home or looking to refinance: the 30-year fixed mortgage rate has dropped a significant 85 basis points compared to this time last... Read more »
30-Year Fixed Falls to 5.95%, 15-Year Fixed Holds at 5.43%

30-Year Fixed Hits 5.91%, Refinancing Becomes Attractive

Finally, the mortgage rates we’ve been hoping for are starting to appear! For those looking to buy a home or refinance an existing mortgage, February 1st marks a significant turning point, bringing... Read more »