New Fed proposals could reshape mortgage capital requirements

New Fed proposals could reshape mortgage capital requirements

Banks currently apply a 250% risk weight to MSRs, while mortgages held on balance sheets generally receive a standard 50% risk weight. While regulators intended these requirements to limit excessive bank concentration... Read more »
AI-driven wire fraud schemes reshape real estate security in 2025

AI-driven wire fraud schemes reshape real estate security in 2025

Editor’s note: This interview has been edited for length and clarity. Jonathan Delozier: What are you seeing this year in terms of new wire fraud patterns or the evolution of what criminals... Read more »
Record number of 65-year-olds will reshape the age milestone: WSJ

Record number of 65-year-olds will reshape the age milestone: WSJ

More Americans are reaching the milestone age of 65, and these people are redefining what 65 looks like in comparison to prior generations — with a raft of implications for American society.... Read more »
Record number of 65-year-olds will reshape the age milestone: WSJ

Seniors aging in place in Chicago could reshape city’s housing market

Seniors largely want to remain in their own homes as they get older, and that preference could be remaking the housing market in the city of Chicago, according to a new report.... Read more »
5 trends that will reshape the real estate market in 2024

5 trends that will reshape the real estate market in 2024

The landscape of real estate is undergoing significant transformations in 2024, driven by a confluence of technological advancements, shifting market dynamics and evolving consumer behaviors.  1. Technology 2024: Proptech challenges and profitability... Read more »