Lenders must address repurchase risk before they go bust

Lenders must address repurchase risk before they go bust

While buyback volumes remain well below their 2022 peak, they are still elevated compared to pre-pandemic levels. The added cost pours salt in the wound for credit unions, banks, and independent mortgage... Read more »
Reggora says it will cover mortgage repurchase, LLPA losses tied to appraisal defects

Reggora says it will cover mortgage repurchase, LLPA losses tied to appraisal defects

Reggora CEO Brian Zitin said his company is looking to help mortgage lenders by removing the need to manually underwrite most appraisals. Appraisal management software company Reggora is adding a repurchase and... Read more »
How technology can help mortgage lenders combat repurchase risk

How technology can help mortgage lenders combat repurchase risk

When individual mortgages are originated by lenders like banks or credit unions, they maybundle groups of these mortgages together into financial vehicles called mortgage-backedsecurities (MBS) that are then sold to investors on... Read more »
Freddie Mac to roll out fee-based repurchase pilot program in 2024

Freddie Mac to roll out fee-based repurchase pilot program in 2024

Freddie Mac will launch a new fee-based repurchase alternative pilot program for performing loans in 2024, designed to improve the quality of performing loans through a potential replacement of its current repurchase... Read more »