HMBS portfolio continues to pose ‘significant risk’ to HUD, internal report finds

HMBS portfolio continues to pose ‘significant risk’ to HUD, internal report finds

The U.S. Department of Housing and Urban Development (HUD) Office of the Inspector General (OIG) released a new report detailing what it says are the top management challenges for the department in... Read more »
Jobs report sends mortgage rates higher

Jobs report sends mortgage rates higher

Labor over Inflation has been the theme for mortgage rates to go lower in 2024, with the understanding that as soon as the labor market softens, the 10-year yield should head lower,... Read more »
Jobs report sends mortgage rates higher

CoreLogic home-price report shows slowest appreciation rate since July 2023

The Federal Reserve’s 50 basis-point interest rate cut in September is already making an impact on housing markets across the country. But high mortgage rates and affordability challenges put a damper on... Read more »
Statement from NAR Chief Economist Lawrence Yun: Today’s Jobs Report Data

Statement from NAR Chief Economist Lawrence Yun: Today’s Jobs Report Data

NAR Chief Economist Lawrence Yun issued the following statement on today’s jobs report data: “Mortgage rates are plunging on the news of weak job growth and rising unemployment. The 4.3% unemployment rate... Read more »
Jobs report sends mortgage rates higher

UWM offers legal support to brokers, accuses Rocket of ‘connections’ with Hunterbrook report

In a message to mortgage brokers, United Wholesale Mortgage (UWM) defended itself from the Hunterbrook Media report that claims the lender orchestrated a scheme to steer loans. The wholesale lender said it’s offering legal support to... Read more »
Jobs report sends mortgage rates higher

CFPB report focuses on ‘discount points,’ but paints an incomplete picture

The Consumer Financial Protection Bureau (CFPB) on Friday issued a report indicating that it is taking a closer look at the impact of “discount points” on mortgage transactions, noting that use of... Read more »
The labor report gives the Fed a clear pathway to land the plane

The labor report gives the Fed a clear pathway to land the plane

The 10-year yield has had a wild ride today, but now is an excellent time to look at my macro take on the labor market and explain what the Fed is looking... Read more »
Jobs report sends mortgage rates higher

Mortgage rates stabilize prior to Friday’s jobs report

Mortgage rates remained stable this week as the personal consumption expenditures (PCE) inflation report matched economists’ expectations.  As a result, HousingWire’s Mortgage Rates Center showed the average 30-year fixed rate for conventional... Read more »
Global equity release market poised for significant growth, report suggests

Global equity release market poised for significant growth, report suggests

The current global market cap for “equity release” products, including reverse mortgages, could hit $50 billion by 2033, more than doubling its current size. This is according to a report compiled by... Read more »
Strong jobs report suggests rate cuts won’t come ‘til summer

Strong jobs report suggests rate cuts won’t come ‘til summer

Though all signs point to a cooling labor market overall, the economy picked up another 275,000 jobs in February. The jobs report on Friday is unlikely to convince the Fed that rate... Read more »