Does the 1% Rule Say It’s Time to Refinance Your Mortgage in 2026?

Does the 1% Rule Say It’s Time to Refinance Your Mortgage in 2026?

For many homeowners who purchased a house in the last couple of years, February 2026 is indeed signaling it’s a prime time to explore refinancing your mortgage, especially if you’re relying on... Read more »
30-Year Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Rises by 4 Basis Points

Today, February 8, 2026, the average rate for a 30-year fixed refinance has inched up to 6.62%, according to data from Zillow. This modest increase of 4 basis points compared to last... Read more »
30-Year Refinance Rate Drops by 9 Basis Points

30-Year Refinance Rate Drops by 9 Basis Points

Today, February 7, 2026, the national average 30-year fixed refinance rate has nudged down, offering a slightly better deal than what we saw last week. Specifically, this popular loan type is now... Read more »
30-Year Refinance Rate Drops by 9 Basis Points

30-Year Refinance Rate Drops by 3 Basis Points

As we head into the weekend of February 6, 2026, a little bit of good news emerges for homeowners looking to refinance their mortgages. The national average 30-year fixed refinance rate has... Read more »
Mortgage Refinance Demand Drops Weekly But Remains 117% Higher Than Last Year

Mortgage Refinance Demand Drops Weekly But Remains 117% Higher Than Last Year

Even as week-to-week mortgage refinance applications have seen a dip, the overall demand for refinancing homes is still massively higher, sitting at a staggering 117% increase compared to this time last year.... Read more »
30-Year Refinance Rate Drops by 9 Basis Points

30-Year Refinance Rate Drops by 2 Basis Points

For those keeping a close eye on their homeownership costs, the news is that on February 4, 2026, the national average 30-year fixed refinance rate has nudged down by 2 basis points,... Read more »
30-Year Refinance Rate Drops by 9 Basis Points

30-Year Refinance Rate Rises by 3 Basis Points

Today, on February 3, 2026, mortgage rates saw a slight uptick, with the 30-year fixed refinance rate inching up by 3 basis points. While this change is incremental, it still signals a... Read more »
Lower Mortgage Rates Spark 156% Surge in Refinance Demand

Lower Mortgage Rates Spark 156% Surge in Refinance Demand

If you’ve been thinking about refinancing your mortgage, now might be the time to jump in. Recent data from the Mortgage Bankers Association (MBA) shows a staggering 156% surge in refinance demand... Read more »
30-Year Refinance Rate Drops by 9 Basis Points

30-Year Refinance Rate Rises by 11 Basis Points

The mortgage market is showing some movement today, Saturday, January 31, 2026. If you’re thinking about refinancing your home, you’ll want to know that the popular 30-year fixed refinance rate has climbed... Read more »
30-Year Refinance Rate Drops by 9 Basis Points

30-Year Refinance Rate Drops by 12 Basis Points

Looking to lower your monthly mortgage payment? Today, January 30, 2026, brings a welcome bit of relief for homeowners considering a refinance. The national average rate for a 30-year fixed mortgage refinance... Read more »