30‑Year Fixed at 6.38%, Monthly Payments Rising

30‑Year Fixed at 6.38%, Monthly Payments Rising

As of Sunday, June 7, 2026, the 30-year fixed mortgage rate has nudged up to 6.38%, according to Zillow. This small increase, a rise of 5 basis points, means that if you’re... Read more »
Flood of AI Cash Is Forcing Bay Area Homebuyers To Boost Down Payments To Compete

Flood of AI Cash Is Forcing Bay Area Homebuyers To Boost Down Payments To Compete

The latest technological revolution has upended the San Francisco Bay Area’s housing market, where AI pioneers flush with cash are offering massive down payments to lock down increasingly scarce premium properties. To... Read more »
Token-funded down payments may be closer than you think

Token-funded down payments may be closer than you think

Token-funded down payments may be closer than you think Skip to content © 2006-2026 HW Media, LLC. All rights reserved.Powered by WordPress VIP What’s New? Updated 6 hours ago LatestYour Feed Source... Read more »
Builders engineer payments, not prices — LGI results highlight why

Builders engineer payments, not prices — LGI results highlight why

We intended to dig into LGI Homes’ fourth-quarter and full-year 2025 earnings last week. Then the National Association of Home Builders’ International Builders’ Show happened in Orlando, and the days became a... Read more »
Tapping investments for homeownership down payments

Tapping investments for homeownership down payments

Reports before Davos suggested that President Trump would announce an initiative to spur homeownership by allowing individuals to withdraw funds from their 401(k) accounts to make a down payment on a home... Read more »
FDIC finds banks violated RESPA on mortgage brokerage payments

FDIC finds banks violated RESPA on mortgage brokerage payments

Mortgage brokers’ compensation is in the spotlight after a recent Federal Deposit Insurance Corporation (FDIC) test concluded that some financial institutions failed to prove that payments were “reasonably related” to the value of services... Read more »
Money running out for California help with missed mortgage payments

Money running out for California help with missed mortgage payments

Did a pandemic-related financial crunch leave you with mortgage troubles? The state may be able to help, but not for much longer. The California Mortgage Relief Program offers up to $80,000 to... Read more »
Enact CEO Rohit Gupta talks mortgage insurance as homebuyers struggle with down payments

Enact CEO Rohit Gupta talks mortgage insurance as homebuyers struggle with down payments

Rohit Gupta, Enact CEO, joins 'Closing Bell Overtime' to talk the state of housing and mortgage rates. Source link Read more »
Money running out for California help with missed mortgage payments

Free cash extended for Californians behind on mortgage payments

Sometimes, the state just can’t give it away. As part of the American Rescue Plan Act of 2021, the federal government awarded California $1 billion to help homeowners who fell behind on... Read more »
FDIC finds banks violated RESPA on mortgage brokerage payments

Watchdog says HUD has struggled to prevent ‘improper payments’ for 11 years

The U.S. Department of Housing and Urban Development (HUD) Office of the Inspector General (OIG) issued a management alert this week, saying that the department has struggled to identify and prevent “improper... Read more »