HECM line of credit option continues to dominate with 93% share

HECM line of credit option continues to dominate with 93% share

Home Equity Conversion Mortgage (HECM) endorsements continued to decline in the 2024 fiscal year from a recent peak observed in 2022, while the HECM line of credit continued its dominance as a... Read more »
Reverse mortgages could be a long-term care option: Kiplinger

Reverse mortgages could be a long-term care option: Kiplinger

Among the numerous issues that retirement preparation can present to those near the end of their careers, long-term care (LTC) provides an increasingly common discussion point. One potential product that could assist... Read more »
MBA, NMSA suggest fixes to FHA’s proposed loss mitigation option

MBA, NMSA suggest fixes to FHA’s proposed loss mitigation option

The Mortgage Bankers Association (MBA) and the National Mortgage Servicing Association (NMSA) are expressing their views on a recently revised Federal Housing Administration (FHA) loss mitigation proposal, stating that it needs additional... Read more »
Lease with an Option to Buy: A Comprehensive Guide

Lease with an Option to Buy: A Comprehensive Guide

A lease with an option to buy, also known as a lease-purchase agreement or rent-to-own agreement, is a contract that provides a unique opportunity for a renter to potentially purchase the property... Read more »
Gordon: FHA is examining mortgage loan assumption rules, hoping for a new partial claim option

Gordon: FHA is examining mortgage loan assumption rules, hoping for a new partial claim option

The Federal Housing Administration (FHA) is working to offer a new partial claim option before the end of 2023, according to the federal housing commissioner at the U.S. Department of Housing and Urban Development (HUD), Julia... Read more »