Mortgage rates back over 7%, as stronger economic data rolls in

Mortgage rates back over 7%, as stronger economic data rolls in

This photo taken on Aug. 22, 2023 shows an advertisement in front of a real estate for sales in Millbrae, California, the United States. The sales of previously owned homes in the... Read more »
How will mortgage rates impact seasonal inventory in 2024?

How will mortgage rates impact seasonal inventory in 2024?

Weekly housing inventory data One substantial positive story for 2024 is that we have more housing inventory year over year. It’s not a lot, but anything is positive, which I will take.... Read more »
FHA removes mandatory mortgage branch registration requirement

FHA removes mandatory mortgage branch registration requirement

The Federal Housing Administration (FHA) on Friday announced that it has published a new final rule that eliminates a current requirement for lenders to register the branch offices where they conduct FHA... Read more »
Jobs data sends mortgage rates higher

Jobs data sends mortgage rates higher

2. Early in the labor market recovery, when we saw some weaker job reports, I doubled and tripled down on my assertion that job openings would get to 10 million in this... Read more »
Reverse mortgage volume, HMBS issuance fall slightly in January

Reverse mortgage volume, HMBS issuance fall slightly in January

With ongoing liquidity challenges and a continuing lag in Home Equity Conversion Mortgage (HECM) case numbers, reverse mortgage business in 2024 started off with a bit of a whimper. Both HECM endorsements... Read more »
Jobs data sends mortgage rates higher

Review of MMI Fund’s reverse mortgage book sheds light on evolving HECM

The report on the Home Equity Conversion Mortgage (HECM) book of business inside the Mutual Mortgage Insurance (MMI) Fund was another positive overall development for the program, with the estimated economic net... Read more »
Jobs data sends mortgage rates higher

United Bank to consolidate its mortgage subsidiaries

United Bank will consolidate its mortgage subsidiaries into one unified mortgage business amid the housing industry struggles with elevated interest rates. United Bank has been delivering mortgage services through three channels, including... Read more »
Historical Mortgage Rates Since 1950: Rate Trends Over Time

Historical Mortgage Rates Since 1950: Rate Trends Over Time

If you are thinking about buying a home or refinancing your current mortgage, you might be wondering how interest rates have changed over time and what factors affect them. In this blog... Read more »
Jobs data sends mortgage rates higher

FOA’s Sieffert on ‘massive pivot’ in 2023, reverse mortgage opportunities ahead

Finance of America Companies (FOA) President Kristen Sieffert is bullish on the prospects for the reverse mortgage industry’s leading lender in 2024, particularly after the company went through a series of major... Read more »
Mortgage Rates Expected to Drop to 5.5% in 2024

Mortgage Rates Expected to Drop to 5.5% in 2024

Mortgage rates in the U.S. will decline by the end of 2024, according to the latest Bloomberg Markets Live Pulse survey. The rate on a 30-year, fixed mortgage is expected to fall to 5.5% by Dec.... Read more »