Gap between Black and white renters who were mortgage ready narrowed during the pandemic

Gap between Black and white renters who were mortgage ready narrowed during the pandemic

The gap between Black and white renter families that could afford a mortgage narrowed significantly during the COVID-19 pandemic, according to a Zillow report released Friday. About 7.8% of Black renter families... Read more »
‘It’s scary out there’: Mortgage industry reacts to cyberattacks

‘It’s scary out there’: Mortgage industry reacts to cyberattacks

Recent cyberattacks at mortgage companies have put the industry in alert mode, executives at top lenders, servicers, tech vendors and investors told HousingWire.  Mr. Cooper Group, loanDepot, First American and Fidelity National... Read more »
Gap between Black and white renters who were mortgage ready narrowed during the pandemic

Mortgage delinquency decline reflects ‘continued resiliency’ of borrowers

Delinquencies improved in January, highlighting the resiliency of U.S. mortgage holders. The national delinquency rate fell to 3.38% in January, down from 3.57% in December, according to the Intercontinental Exchange (ICE) First... Read more »
Gap between Black and white renters who were mortgage ready narrowed during the pandemic

Mortgage rates keep surging after strong inflation reading

Mortgage rates continued their ascension toward 7% this week, raising doubts about the approaching spring homebuying season.  The 30-year fixed-rate mortgage averaged 6.90% as of Feb. 22, an increase from last week’s... Read more »
First Home Mortgage taps former Draper and Kramer executive

First Home Mortgage taps former Draper and Kramer executive

First Home Mortgage Corp. bolstered its presence in the Washington, D.C., region with the opening of a new branch in Bethesda, Maryland, the company announced on Tuesday. In that context, First Home... Read more »
As the housing market bottoms out, educating the future mortgage pro becomes paramount

As the housing market bottoms out, educating the future mortgage pro becomes paramount

Many analysts who cover the mortgage industry believe that the worst of the current cycle may be in the rearview mirror.  In 2022 and 2023, quickly rising mortgage rates and shrinking volumes... Read more »
Gap between Black and white renters who were mortgage ready narrowed during the pandemic

Reduce title, real estate and mortgage risk with a cyber response plan

In today’s rapidly changing technology landscape, businesses in the title insurance, mortgage and real estate industries must prioritize cybersecurity response planning and business continuity. The second in our “Reducing Risk” series, this... Read more »
Gap between Black and white renters who were mortgage ready narrowed during the pandemic

Fairway makes new reverse mortgage investments, rejoins NRMLA

Fairway Independent Mortgage Corporation announced on Tuesday a series of reverse mortgage maneuvers designed to increase the company’s investment in the space. The first initiative is the decision to rejoin the National... Read more »
Are mortgage rates about to break out higher again?

Are mortgage rates about to break out higher again?

Mortgage rates and the 10-year yield The 10-year yield is the key for housing in 2024. In my 2024 forecast, I put the 10-year yield range between 3.21%-4.25%, with a critical line... Read more »
Gap between Black and white renters who were mortgage ready narrowed during the pandemic

Here’s how a mortgage coaching platform wants to carve out a niche in a competitive market

Cautious optimism is prevalent in the mortgage industry for 2024 as industry professionals anticipate the recovery of lost origination volume.  To take advantage of the shifting market, two key areas that loan... Read more »