Mortgage rates cool off ahead of inflation reading

Mortgage rates cool off ahead of inflation reading

In anticipation of Tuesday’s inflation reading, mortgage rates eased compared to last week. HousingWire’s Mortgage Rate Center showed the average 30-year fixed rate for conventional loans at 7.08% on Tuesday, down from... Read more »
Commentary: What an industry pro learned after helping his parents get a reverse mortgage

Commentary: What an industry pro learned after helping his parents get a reverse mortgage

I have been in the mortgage industry for more than two decades and have been working with reverse mortgages for about 12 of those years. Working in this space for so long,... Read more »
Will mortgage rates keep heading lower? 

Will mortgage rates keep heading lower? 

Mortgage rates and the 10-year yield The 10-year yield is the key for all my housing work, so I focus on it religiously. In my 2024 forecast, I put the 10-year yield... Read more »
The CFPB is going after ‘junk fees’ mortgage lenders charge at closing. This could get ugly

The CFPB is going after ‘junk fees’ mortgage lenders charge at closing. This could get ugly

While the proposed tax credit appears unlikely to get through a Republican-controlled Congress, Biden has the ability to use the CFPB to push his housing policy agenda. An ‘unwelcome surprise’ A CFPB... Read more »
Mortgage rates cool off ahead of inflation reading

Mortgage rates fall as labor market normalizes

Everyone was waiting to see if this week’s jobs report would send mortgage rates higher, which is what happened last month. Instead, the 10-year yield had a muted response after the headline... Read more »
Mortgage rates cool off ahead of inflation reading

Canadian mortgage lender rolls back activities in flood-prone zones

The Desjardins Group, a Quebec-based lender, is no longer issuing mortgages in high-risk flood areas, multiple media outlets reported this week. That is stoking concerns that similar measures could be taken in... Read more »
Mortgage rates cool off ahead of inflation reading

NYCB, a struggling $78B resi mortgage servicer, to receive $1B equity investment

The Long Island-based bank was under more pressure after rating agencies Fitch and Moody’s downgraded its debt ratings on March 1. This followed the company’s disclosure of internal control deficiencies and a... Read more »
Mortgage rates cool off ahead of inflation reading

Reverse mortgage volume, securities issuance fall in February

Despite feelings of optimism expressed by loan originators in the opening weeks of 2024, the road to more normalized levels of reverse mortgage volume and securities issuances may be longer than expected.... Read more »
Mortgage rates cool off ahead of inflation reading

Fed’s Beige Book shows recent moderation in mortgage rates propped up demand for homes

Moderation in mortgage rates led to a pickup in demand for residential real estate, but limited inventories across the country hindered actual home sales, the Federal Reserve reported in its Beige Book... Read more »
Weekly mortgage demand surges 11% as more homes hit the spring market

Weekly mortgage demand surges 11% as more homes hit the spring market

An aerial view shows a subdivision that has replaced the once rural landscape on July 19, 2023 in Hawthorn Woods, Illinois.  Scott Olson | Getty Images Spring hasn’t officially sprung yet, but... Read more »