30-Year Fixed Mortgage Rate Drops Sharply by 84 Basis Points

30-Year Fixed Mortgage Rate Drops Sharply by 84 Basis Points

Mortgage rates just delivered welcome relief. The 30-year fixed has dropped 84 basis points compared to this time last year, bringing the average down to 6.01% as of February 19, 2026. That... Read more »
Mortgage Rates Drop to a 3-Year Low — Is Now the Best Time to Refinance?

Mortgage Rates Drop to a 3-Year Low — Is Now the Best Time to Refinance?

When you see headlines about mortgage rates hitting a multi-year low, it’s a moment worth paying attention to, especially for homeowners. According to Freddie Mac, the average 30-year fixed mortgage rate has... Read more »
30-Year Fixed Mortgage Rate Drops Sharply by 84 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 84 Basis Points

Big news for anyone dreaming of homeownership or looking to save on their existing mortgage: the 30-year fixed mortgage rate has seen a significant drop, plummeting by 84 basis points compared to... Read more »
30-Year Refinance Rate Drops by 12 Basis Points

30-Year Refinance Rate Drops by 12 Basis Points

It’s February 18, 2026, and if you’re a homeowner thinking about refinancing, I’ve got some potentially good news for you. The national average 30-year fixed refinance rate has dipped by a noticeable... Read more »
30-Year Fixed Rate Drops Below 5.8%

30-Year Fixed Rate Drops Below 5.8%

It’s a really fantastic day for anyone thinking about buying a home or looking to lower their monthly payments – today, February 18, 2026, we’re seeing some of the most attractive mortgage... Read more »
30-Year Refinance Rate Drops by 12 Basis Points

30-Year Refinance Rate Drops by 1 Basis Point

As of February 17, 2026, the national average 30-year fixed refinance rate has nudged down to 6.47%, a modest but welcome decrease of just one basis point from last week’s average, according... Read more »
30-Year Fixed Rate Drops Below 5.8%

Rates See Persistent Stability Near 3-Year Lows

As of today, February 17, 2026, mortgage rates are holding remarkably steady, sitting near their lowest points in three years, offering a welcome period of calm in what can often be a... Read more »
Rate partners with Betterment to offer mortgage incentives

Rate partners with Betterment to offer mortgage incentives

“By working with Betterment, we are rewarding their qualified customers with discounted mortgage pricing via the most straightforward and transparent lending platform and experience in the industry,” Rate CEO Victor Ciardelli said... Read more »
30-Year Fixed Rate Drops Below 5.8%

Rates Drop to New Lows, Marking a Significant Shift

If you’re thinking about buying a home or looking to lower your monthly payments on an existing mortgage, you’re in luck. As of February 16, 2026, today’s mortgage rates are looking incredibly... Read more »
How to Get the Lowest 30-Year Fixed Mortgage Rate in 2026?

How to Get the Lowest 30-Year Fixed Mortgage Rate in 2026?

Securing the lowest 30-year fixed mortgage rate in 2026 isn’t about luck — it’s about preparation. While most borrowers will see rates hover near 6%, highly qualified buyers may be able to... Read more »