30-Year Fixed Rate Mortgage Drops Sharply by 67 Basis Points

30-Year Fixed Rate Mortgage Drops Sharply by 67 Basis Points

This is the news many of us have been waiting for: the average 30-year fixed-rate mortgage has dropped by a significant 67 basis points, bringing it down to 6.18%. This welcome dip... Read more »
30-Year Fixed Edges Past 6%, Refi Rates Hold Steady

30-Year Fixed Edges Past 6%, Refi Rates Hold Steady

As 2025 draws to a close, if you’re looking to buy a home or refinance your current mortgage, you’ll find today’s mortgage rates hover just a hair above 6%. This steady interest... Read more »
Mortgage Demand Drops as Buyers Pull Back Despite Lower Rates

Mortgage Demand Drops as Buyers Pull Back Despite Lower Rates

It might sound a bit backward, but even with mortgage rates ticking down, fewer people are applying for home loans. This is the surprising trend we’re seeing right now, according to the... Read more »
30-Year Fixed Edges Past 6%, Refi Rates Hold Steady

With Rates Steady, Borrowers Gain Leverage

As the year draws to a close, today’s mortgage rates on December 24, 2025, by Zillow show a delightful stillness, offering a much-needed breather for anyone looking to buy a home or... Read more »
Will Mortgage Rates Drop During the Christmas Holidays?

Will Mortgage Rates Drop During the Christmas Holidays?

It’s a question that often pops up as the scent of gingerbread fills the air and carols play on repeat: do mortgage rates actually dip around Christmas? The answer, and I’ll give... Read more »
From 7% Highs to 6.2% Lows

From 7% Highs to 6.2% Lows

2025 has been a transitional year for mortgage rates. We observed a welcome, albeit cautious, descent in mortgage rates, which started above 7% and gradually settled near 6.2% as the year is... Read more »
Is the 30-Year Fixed Mortgage Rate Set to Break into the 5% Range?

Is the 30-Year Fixed Mortgage Rate Set to Break into the 5% Range?

While the idea of breaking into the 5% range for a 30-year fixed mortgage rate is incredibly appealing, my read of the situation suggests it’s unlikely to happen in a significant way... Read more »
Ultra-Low Rates End, 6% Becomes Normal

Ultra-Low Rates End, 6% Becomes Normal

The dream of snagging a mortgage rate below 4% is officially a relic of the past. As we move further into 2025, economists and housing market wizards are calling it: the era... Read more »
Ultra-Low Rates End, 6% Becomes Normal

Era of Ultra-Low Mortgage Rates is Over as 5-6% is the New Normal

The dream of snagging a mortgage rate below 4% is officially a relic of the past. As we move further into 2025, economists and housing market wizards are calling it: the era... Read more »
Mortgage Rates Forecast 2026 by Three Leading Real Estate Firms

Mortgage Rates Forecast 2026 by Three Leading Real Estate Firms

If so, you’re probably wondering what’s going to happen with mortgage rates. It’s the million-dollar question, right? Well, I’ve been looking closely at the latest forecasts, especially the 30‑year mortgage rate predictions... Read more »